City comparison

Boulder, CO vs Stockton, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Overall prices in Boulder, CO (105.2) and Stockton, CA (105.1, U.S. average = 100) are within 1% of each other, so $100,000 in Boulder, CO goes as far as $99,900 in Stockton, CA.
  • Rent is the bigger story: a typical 1-bedroom costs $1,795 a month in Boulder, CO versus $1,395 in Stockton, CA. On $100,000, that's 29% of take-home pay in Boulder, CO and 23% in Stockton, CA.
  • On $100,000, estimated state income tax is about $1,379 a year higher in Stockton, CA than in Boulder, CO.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +12.1% moving from Boulder, CO to Stockton, CA ($118,675 → $133,060), while prices change by −0.1%. Net effect of the transfer: +12.2% in real buying power.
BoulderStockton
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Boulder, CO: price level 105.2 (pricier)
  • Stockton, CA: price level 105.1 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Boulder, COStockton, CA
Price level (U.S. = 100)2105.2105.1
$100,000 is worth, in the other city2$99,893 in Stockton$100,108 in Boulder
Typical 1-bedroom rent3$1,795/mo$1,395/mo
Take-home on $100,00014,15,8$75,488$74,110
State income tax on $100,000 (estimate)8$3,692 (CO)$5,070 (CA)
Rent burden on $100,00029%23%
Median pay, all jobs4$69,580$48,990
Federal locality pay area7Denver-Aurora, COSan Jose-San Francisco-Oakland, CA

Rent areas: Boulder, CO MSA and Stockton-Lodi, CA MSA. Metro areas: Boulder, CO and Stockton-Lodi, CA.

What costs more or less

Boulder, COStockton, CA
Price level (U.S. = 100)BoulderStockton
Housing (rent)157.0115.6
Goods96.1105.2
Utilities82.7158.2
Other services99.8100.3
Overall105.2105.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Boulder, CO → Stockton, CA

Roughly even

Buying power +0.1%; rent takes 23% of take-home; state tax +$1,379/yr.

69 Fair offer

Stockton, CA → Boulder, CO

Roughly even

Buying power −0.1%; rent takes 29% of take-home; state tax −$1,379/yr.

63 Fair offer

On the GS pay scale?

Boulder, CO is in the Denver-Aurora, CO pay area; Stockton, CA is in San Jose-San Francisco-Oakland, CA. The last column shows what a transfer from Boulder, CO to Stockton, CA at the same grade and step does to real buying power.

Grade5,2Boulder, COStockton, CAReal change, Boulder → Stockton
GS-9 step 1$68,819$77,161+12.2%
GS-11 step 1$83,265$93,358+12.2%
GS-12 step 1$99,800$111,896+12.2%
GS-13 step 1$118,675$133,060+12.2%
GS-14 step 1$140,239$157,236+12.2%

Pay for common jobs

Median annual pay4Boulder, COStockton, CAStockton pay in Boulder dollars
Elementary School Teachers, Except Special Education$80,640$97,400$97,505 (+20.9%)
Software Developers$164,560$138,550$138,699 (−15.7%)
Accountants and Auditors$99,990$83,570$83,660 (−16.3%)
Registered Nurses$103,290$134,580$134,725 (+30.4%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.