City comparison

Boulder, CO vs Fresno, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Boulder, CO are 3.0% higher than in Fresno, CA. Someone earning $100,000 in Fresno, CA would need about $103,000 in Boulder, CO to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,795 a month in Boulder, CO versus $1,355 in Fresno, CA. On $100,000, that's 29% of take-home pay in Boulder, CO and 22% in Fresno, CA.
  • On $100,000, estimated state income tax is about $1,379 a year higher in Fresno, CA than in Boulder, CO.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −9.9% moving from Boulder, CO to Fresno, CA ($118,675 → $106,973), while prices change by −2.9%. Net effect of the transfer: −7.2% in real buying power.
BoulderFresno
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Boulder, CO: price level 105.2 (pricier)
  • Fresno, CA: price level 102.2 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Boulder, COFresno, CA
Price level (U.S. = 100)2105.2102.2
$100,000 is worth, in the other city2$97,107 in Fresno$102,980 in Boulder
Typical 1-bedroom rent3$1,795/mo$1,355/mo
Take-home on $100,00014,15,8$75,488$74,110
State income tax on $100,000 (estimate)8$3,692 (CO)$5,070 (CA)
Rent burden on $100,00029%22%
Median pay, all jobs4$69,580$46,910
Federal locality pay area7Denver-Aurora, COFresno-Madera-Hanford, CA

Rent areas: Boulder, CO MSA and Fresno, CA HUD Metro FMR Area. Metro areas: Boulder, CO and Fresno, CA.

What costs more or less

Boulder, COFresno, CA
Price level (U.S. = 100)BoulderFresno
Housing (rent)157.095.7
Goods96.1105.2
Utilities82.7161.0
Other services99.8100.3
Overall105.2102.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Boulder, CO → Fresno, CA

Same pay goes further

Buying power +3.0%; rent takes 22% of take-home; state tax +$1,379/yr.

78 Strong offer

Fresno, CA → Boulder, CO

Same pay buys less

Buying power −2.9%; rent takes 29% of take-home; state tax −$1,379/yr.

54 Fair offer

On the GS pay scale?

Boulder, CO is in the Denver-Aurora, CO pay area; Fresno, CA is in Fresno-Madera-Hanford, CA. The last column shows what a transfer from Boulder, CO to Fresno, CA at the same grade and step does to real buying power.

Grade5,2Boulder, COFresno, CAReal change, Boulder → Fresno
GS-9 step 1$68,819$62,033−7.2%
GS-11 step 1$83,265$75,055−7.2%
GS-12 step 1$99,800$89,959−7.2%
GS-13 step 1$118,675$106,973−7.2%
GS-14 step 1$140,239$126,410−7.2%

Pay for common jobs

Median annual pay4Boulder, COFresno, CAFresno pay in Boulder dollars
Elementary School Teachers, Except Special Education$80,640$78,800$81,148 (+0.6%)
Software Developers$164,560$129,060$132,906 (−19.2%)
Accountants and Auditors$99,990$78,690$81,035 (−19.0%)
Registered Nurses$103,290$125,420$129,157 (+25.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.