City comparison

Boston, MA vs Tucson, AZ

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Boston, MA are 11.7% higher than in Tucson, AZ. Someone earning $100,000 in Tucson, AZ would need about $111,700 in Boston, MA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,476 a month in Boston, MA versus $1,081 in Tucson, AZ. On $100,000, that's 40% of take-home pay in Boston, MA and 17% in Tucson, AZ.
  • On $100,000, estimated state income tax is about $2,489 a year higher in Boston, MA than in Tucson, AZ.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −10.0% moving from Boston, MA to Tucson, AZ ($120,548 → $108,455), while prices change by −10.5%. Net effect of the transfer: +0.5% in real buying power.
BostonTucson
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Boston, MA: price level 108.3 (much pricier)
  • Tucson, AZ: price level 96.9 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Boston, MATucson, AZ
Price level (U.S. = 100)2108.396.9
$100,000 is worth, in the other city2$89,498 in Tucson$111,734 in Boston
Typical 1-bedroom rent3$2,476/mo$1,081/mo
Take-home on $100,00014,15,8$74,400$76,889
State income tax on $100,000 (estimate)8$4,780 (MA)$2,291 (AZ)
Rent burden on $100,00040%17%
Median pay, all jobs4$66,620$47,760
Federal locality pay area7Boston-Worcester-Providence, MA-RI-NH-CT-ME-VTTucson-Nogales, AZ

Rent areas: Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area and Tucson, AZ MSA. Metro areas: Boston-Cambridge-Newton, MA-NH and Tucson, AZ.

What costs more or less

Boston, MATucson, AZ
Price level (U.S. = 100)BostonTucson
Housing (rent)148.491.8
Goods99.796.2
Utilities148.889.5
Other services103.699.8
Overall108.396.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Boston, MA → Tucson, AZ

Same pay goes further

Buying power +11.7%; rent takes 17% of take-home; state tax −$2,489/yr.

100 Strong offer

Tucson, AZ → Boston, MA

Same pay buys less

Buying power −10.5%; rent takes 40% of take-home; state tax +$2,489/yr.

15 Weak offer

On the GS pay scale?

Boston, MA is in the Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT pay area; Tucson, AZ is in Tucson-Nogales, AZ. The last column shows what a transfer from Boston, MA to Tucson, AZ at the same grade and step does to real buying power.

Grade5,2Boston, MATucson, AZReal change, Boston → Tucson
GS-9 step 1$69,905$62,893+0.5%
GS-11 step 1$84,579$76,095+0.5%
GS-12 step 1$101,375$91,205+0.5%
GS-13 step 1$120,548$108,455+0.5%
GS-14 step 1$142,452$128,162+0.5%

Pay for common jobs

Median annual pay4Boston, MATucson, AZTucson pay in Boston dollars
Elementary School Teachers, Except Special Education$98,060$47,220$52,761 (−46.2%)
Software Developers$166,090$123,710$138,226 (−16.8%)
Accountants and Auditors$100,150$76,320$85,276 (−14.9%)
Registered Nurses$106,180$94,110$105,153 (−1.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.