City comparison

Boise City, ID vs San Luis Obispo, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in San Luis Obispo, CA are 10.4% higher than in Boise City, ID. Someone earning $100,000 in Boise City, ID would need about $110,400 in San Luis Obispo, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,914 a month in San Luis Obispo, CA versus $1,381 in Boise City, ID. On $100,000, that's 31% of take-home pay in San Luis Obispo, CA and 22% in Boise City, ID.
  • On $100,000, estimated state income tax is about $879 a year higher in San Luis Obispo, CA than in Boise City, ID.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +16.6% moving from Boise City, ID to San Luis Obispo, CA ($106,437 → $124,085), while prices change by +10.4%. Net effect of the transfer: +5.6% in real buying power.
Boise CitySan Luis Obispo
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Boise City, ID: price level 98.4 (about average)
  • San Luis Obispo, CA: price level 108.6 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Boise City, IDSan Luis Obispo, CA
Price level (U.S. = 100)298.4108.6
$100,000 is worth, in the other city2$110,372 in San Luis Obispo$90,603 in Boise City
Typical 1-bedroom rent3$1,381/mo$1,914/mo
Take-home on $100,00014,15,8$74,988$74,110
State income tax on $100,000 (estimate)8$4,192 (ID)$5,070 (CA)
Rent burden on $100,00022%31%
Median pay, all jobs4$49,100$50,770
Federal locality pay area7Rest of U.S.Los Angeles-Long Beach, CA

Rent areas: Boise City, ID HUD Metro FMR Area and San Luis Obispo-Paso Robles, CA MSA. Metro areas: Boise City, ID and San Luis Obispo-Paso Robles, CA.

What costs more or less

Boise City, IDSan Luis Obispo, CA
Price level (U.S. = 100)Boise CitySan Luis Obispo
Housing (rent)105.6144.4
Goods96.2105.2
Utilities70.7147.8
Other services99.0100.3
Overall98.4108.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Boise City, ID → San Luis Obispo, CA

Same pay buys less

Buying power −9.4%; rent takes 31% of take-home; state tax +$879/yr.

30 Weak offer

San Luis Obispo, CA → Boise City, ID

Same pay goes further

Buying power +10.4%; rent takes 22% of take-home; state tax −$879/yr.

100 Strong offer

On the GS pay scale?

Boise City, ID is in the Rest of U.S. pay area; San Luis Obispo, CA is in Los Angeles-Long Beach, CA. The last column shows what a transfer from Boise City, ID to San Luis Obispo, CA at the same grade and step does to real buying power.

Grade5,2Boise City, IDSan Luis Obispo, CAReal change, Boise City → San Luis Obispo
GS-9 step 1$61,722$71,957+5.6%
GS-11 step 1$74,678$87,061+5.6%
GS-12 step 1$89,508$104,349+5.6%
GS-13 step 1$106,437$124,085+5.6%
GS-14 step 1$125,776$146,632+5.6%

Pay for common jobs

Median annual pay4Boise City, IDSan Luis Obispo, CASan Luis Obispo pay in Boise City dollars
Elementary School Teachers, Except Special Education$61,230$97,620$88,446 (+44.4%)
Software Developers$131,590$135,020$122,332 (−7.0%)
Accountants and Auditors$76,700$88,160$79,875 (+4.1%)
Registered Nurses$97,880$138,820$125,775 (+28.5%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.