City comparison

Boise City, ID vs Cincinnati, OH

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Boise City, ID are 3.2% higher than in Cincinnati, OH. Someone earning $100,000 in Cincinnati, OH would need about $103,200 in Boise City, ID to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,381 a month in Boise City, ID versus $1,051 in Cincinnati, OH. On $100,000, that's 22% of take-home pay in Boise City, ID and 16% in Cincinnati, OH.
  • On $100,000, estimated state income tax is about $2,224 a year higher in Boise City, ID than in Cincinnati, OH.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +4.2% moving from Boise City, ID to Cincinnati, OH ($106,437 → $110,865), while prices change by −3.1%. Net effect of the transfer: +7.5% in real buying power.
Boise CityCincinnati
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Boise City, ID: price level 98.4 (about average)
  • Cincinnati, OH: price level 95.4 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Boise City, IDCincinnati, OH
Price level (U.S. = 100)298.495.4
$100,000 is worth, in the other city2$96,930 in Cincinnati$103,168 in Boise City
Typical 1-bedroom rent3$1,381/mo$1,051/mo
Take-home on $100,00014,15,8$74,988$77,212
State income tax on $100,000 (estimate)8$4,192 (ID)$1,968 (OH)
Rent burden on $100,00022%16%
Median pay, all jobs4$49,100$50,170
Federal locality pay area7Rest of U.S.Cincinnati-Wilmington-Maysville, OH-KY-IN

Rent areas: Boise City, ID HUD Metro FMR Area and Cincinnati, OH-KY-IN HUD Metro FMR Area. Metro areas: Boise City, ID and Cincinnati, OH-KY-IN.

What costs more or less

Boise City, IDCincinnati, OH
Price level (U.S. = 100)Boise CityCincinnati
Housing (rent)105.687.6
Goods96.293.8
Utilities70.791.0
Other services99.099.0
Overall98.495.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Boise City, ID → Cincinnati, OH

Same pay goes further

Buying power +3.2%; rent takes 16% of take-home; state tax −$2,224/yr.

79 Strong offer

Cincinnati, OH → Boise City, ID

Same pay buys less

Buying power −3.1%; rent takes 22% of take-home; state tax +$2,224/yr.

59 Fair offer

On the GS pay scale?

Boise City, ID is in the Rest of U.S. pay area; Cincinnati, OH is in Cincinnati-Wilmington-Maysville, OH-KY-IN. The last column shows what a transfer from Boise City, ID to Cincinnati, OH at the same grade and step does to real buying power.

Grade5,2Boise City, IDCincinnati, OHReal change, Boise City → Cincinnati
GS-9 step 1$61,722$64,290+7.5%
GS-11 step 1$74,678$77,785+7.5%
GS-12 step 1$89,508$93,231+7.5%
GS-13 step 1$106,437$110,865+7.5%
GS-14 step 1$125,776$131,009+7.5%

Pay for common jobs

Median annual pay4Boise City, IDCincinnati, OHCincinnati pay in Boise City dollars
Elementary School Teachers, Except Special Education$61,230$64,740$66,791 (+9.1%)
Software Developers$131,590$121,420$125,266 (−4.8%)
Accountants and Auditors$76,700$80,640$83,194 (+8.5%)
Registered Nurses$97,880$83,650$86,300 (−11.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.