City comparison

Birmingham, AL vs Lancaster, PA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Lancaster, PA are 7.2% higher than in Birmingham, AL. Someone earning $100,000 in Birmingham, AL would need about $107,200 in Lancaster, PA to live the same way.
  • Rent differs too: a typical 1-bedroom costs $1,220 a month in Lancaster, PA versus $1,155 in Birmingham, AL. On $100,000, that's 19% of take-home pay in Lancaster, PA and 19% in Birmingham, AL.
  • On $100,000, estimated state income tax is about $1,665 a year higher in Birmingham, AL than in Lancaster, PA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +1.0% moving from Birmingham, AL to Lancaster, PA ($107,510 → $108,592), while prices change by +7.2%. Net effect of the transfer: −5.8% in real buying power.
BirminghamLancaster
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Birmingham, AL: price level 91.6 (much cheaper)
  • Lancaster, PA: price level 98.3 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Birmingham, ALLancaster, PA
Price level (U.S. = 100)291.698.3
$100,000 is worth, in the other city2$107,216 in Lancaster$93,270 in Birmingham
Typical 1-bedroom rent3$1,155/mo$1,220/mo
Take-home on $100,00014,15,8$74,445$76,110
State income tax on $100,000 (estimate)8$4,735 (AL)$3,070 (PA)
Rent burden on $100,00019%19%
Median pay, all jobs4$47,770$48,210
Federal locality pay area7Birmingham-Hoover-Talladega, ALHarrisburg-Lebanon, PA

Rent areas: Birmingham-Hoover, AL HUD Metro FMR Area and Lancaster, PA MSA. Metro areas: Birmingham, AL and Lancaster, PA.

What costs more or less

Birmingham, ALLancaster, PA
Price level (U.S. = 100)BirminghamLancaster
Housing (rent)71.993.8
Goods96.4100.7
Utilities83.8107.3
Other services96.797.7
Overall91.698.3
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Birmingham, AL → Lancaster, PA

Same pay buys less

Buying power −6.7%; rent takes 19% of take-home; state tax −$1,665/yr.

48 Fair offer

Lancaster, PA → Birmingham, AL

Same pay goes further

Buying power +7.2%; rent takes 19% of take-home; state tax +$1,665/yr.

91 Strong offer

On the GS pay scale?

Birmingham, AL is in the Birmingham-Hoover-Talladega, AL pay area; Lancaster, PA is in Harrisburg-Lebanon, PA. The last column shows what a transfer from Birmingham, AL to Lancaster, PA at the same grade and step does to real buying power.

Grade5,2Birmingham, ALLancaster, PAReal change, Birmingham → Lancaster
GS-9 step 1$62,344$62,972−5.8%
GS-11 step 1$75,431$76,190−5.8%
GS-12 step 1$90,410$91,320−5.8%
GS-13 step 1$107,510$108,592−5.8%
GS-14 step 1$127,044$128,323−5.8%

Pay for common jobs

Median annual pay4Birmingham, ALLancaster, PALancaster pay in Birmingham dollars
Elementary School Teachers, Except Special Education$62,630$78,360$73,086 (+16.7%)
Software Developers$125,410$104,740$97,691 (−22.1%)
Accountants and Auditors$78,660$76,110$70,988 (−9.8%)
Registered Nurses$78,680$89,620$83,588 (+6.2%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.