City comparison
Birmingham, AL vs Gainesville, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Gainesville, FL are 5.6% higher than in Birmingham, AL. Someone earning $100,000 in Birmingham, AL would need about $105,600 in Gainesville, FL to live the same way.
- Rent differs too: a typical 1-bedroom costs $1,246 a month in Gainesville, FL versus $1,155 in Birmingham, AL. On $100,000, that's 19% of take-home pay in Gainesville, FL and 19% in Birmingham, AL.
- On $100,000, estimated state income tax is about $4,735 a year higher in Birmingham, AL than in Gainesville, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by −1.0% moving from Birmingham, AL to Gainesville, FL ($107,510 → $106,437), while prices change by +5.6%. Net effect of the transfer: −6.2% in real buying power.
- Birmingham, AL: price level 91.6 (much cheaper)
- Gainesville, FL: price level 96.7 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Birmingham, AL | Gainesville, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 91.6 | 96.7 |
| $100,000 is worth, in the other city2 | $105,553 in Gainesville | $94,739 in Birmingham |
| Typical 1-bedroom rent3 | $1,155/mo | $1,246/mo |
| Take-home on $100,00014,15,8 | $74,445 | $79,180 |
| State income tax on $100,000 (estimate)8 | $4,735 (AL) | $0 (FL) |
| Rent burden on $100,000 | 19% | 19% |
| Median pay, all jobs4 | $47,770 | $47,020 |
| Federal locality pay area7 | Birmingham-Hoover-Talladega, AL | Rest of U.S. |
Rent areas: Birmingham-Hoover, AL HUD Metro FMR Area and Gainesville, FL HUD Metro FMR Area. Metro areas: Birmingham, AL and Gainesville, FL.
What costs more or less
| Price level (U.S. = 100) | Birmingham | Gainesville |
|---|---|---|
| Housing (rent) | 71.9 | 93.0 |
| Goods | 96.4 | 96.2 |
| Utilities | 83.8 | 88.2 |
| Other services | 96.7 | 98.9 |
| Overall | 91.6 | 96.7 |
Moving with the same $100,000 salary
Birmingham, AL → Gainesville, FL
Same pay buys less
Buying power −5.3%; rent takes 19% of take-home; state tax −$4,735/yr.
52 Fair offer
Gainesville, FL → Birmingham, AL
Same pay goes further
Buying power +5.6%; rent takes 19% of take-home; state tax +$4,735/yr.
86 Strong offer
On the GS pay scale?
Birmingham, AL is in the Birmingham-Hoover-Talladega, AL pay area; Gainesville, FL is in Rest of U.S.. The last column shows what a transfer from Birmingham, AL to Gainesville, FL at the same grade and step does to real buying power.
| Grade5,2 | Birmingham, AL | Gainesville, FL | Real change, Birmingham → Gainesville |
|---|---|---|---|
| GS-9 step 1 | $62,344 | $61,722 | −6.2% |
| GS-11 step 1 | $75,431 | $74,678 | −6.2% |
| GS-12 step 1 | $90,410 | $89,508 | −6.2% |
| GS-13 step 1 | $107,510 | $106,437 | −6.2% |
| GS-14 step 1 | $127,044 | $125,776 | −6.2% |
Pay for common jobs
| Median annual pay4 | Birmingham, AL | Gainesville, FL | Gainesville pay in Birmingham dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $62,630 | $56,430 | $53,461 (−14.6%) |
| Software Developers | $125,410 | $122,950 | $116,482 (−7.1%) |
| Accountants and Auditors | $78,660 | $75,820 | $71,831 (−8.7%) |
| Registered Nurses | $78,680 | $81,870 | $77,563 (−1.4%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.