City comparison

Baltimore, MD vs Salt Lake City, UT

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Baltimore, MD are 3.6% higher than in Salt Lake City, UT. Someone earning $100,000 in Salt Lake City, UT would need about $103,600 in Baltimore, MD to live the same way.
  • Typical 1-bedroom rents are close: $1,511 a month in Baltimore, MD and $1,456 in Salt Lake City, UT.
  • On $100,000, estimated state income tax is about $852 a year higher in Baltimore, MD than in Salt Lake City, UT.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −12.6% moving from Baltimore, MD to Salt Lake City, UT ($121,785 → $106,437), while prices change by −3.5%. Net effect of the transfer: −9.5% in real buying power.
BaltimoreSalt Lake City
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Baltimore, MD: price level 104.5 (pricier)
  • Salt Lake City, UT: price level 100.9 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Baltimore, MDSalt Lake City, UT
Price level (U.S. = 100)2104.5100.9
$100,000 is worth, in the other city2$96,536 in Salt Lake City$103,588 in Baltimore
Typical 1-bedroom rent3$1,511/mo$1,456/mo
Take-home on $100,00014,15,8$74,794$75,646
State income tax on $100,000 (estimate)8$4,386 (MD)$3,534 (UT)
Rent burden on $100,00024%23%
Median pay, all jobs4$59,070$55,240
Federal locality pay area7Washington-Baltimore-Arlington, DC-MD-VA-WV-PARest of U.S.

Rent areas: Baltimore-Columbia-Towson, MD MSA and Salt Lake City, UT HUD Metro FMR Area. Metro areas: Baltimore-Columbia-Towson, MD and Salt Lake City-Murray, UT.

What costs more or less

Baltimore, MDSalt Lake City, UT
Price level (U.S. = 100)BaltimoreSalt Lake City
Housing (rent)118.2123.3
Goods102.496.4
Utilities110.279.0
Other services101.599.0
Overall104.5100.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Baltimore, MD → Salt Lake City, UT

Same pay goes further

Buying power +3.6%; rent takes 23% of take-home; state tax −$852/yr.

80 Strong offer

Salt Lake City, UT → Baltimore, MD

Same pay buys less

Buying power −3.5%; rent takes 24% of take-home; state tax +$852/yr.

58 Fair offer

On the GS pay scale?

Baltimore, MD is in the Washington-Baltimore-Arlington, DC-MD-VA-WV-PA pay area; Salt Lake City, UT is in Rest of U.S.. The last column shows what a transfer from Baltimore, MD to Salt Lake City, UT at the same grade and step does to real buying power.

Grade5,2Baltimore, MDSalt Lake City, UTReal change, Baltimore → Salt Lake City
GS-9 step 1$70,623$61,722−9.5%
GS-11 step 1$85,447$74,678−9.5%
GS-12 step 1$102,415$89,508−9.5%
GS-13 step 1$121,785$106,437−9.5%
GS-14 step 1$143,913$125,776−9.5%

Pay for common jobs

Median annual pay4Baltimore, MDSalt Lake City, UTSalt Lake City pay in Baltimore dollars
Elementary School Teachers, Except Special Education$76,400$77,920$80,716 (+5.6%)
Software Developers$138,900$129,600$134,250 (−3.3%)
Accountants and Auditors$85,160$82,100$85,046 (−0.1%)
Registered Nurses$99,550$85,890$88,972 (−10.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.