City comparison

Baltimore, MD vs Mobile, AL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Baltimore, MD are 18.6% higher than in Mobile, AL. Someone earning $100,000 in Mobile, AL would need about $118,600 in Baltimore, MD to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,511 a month in Baltimore, MD versus $919 in Mobile, AL. On $100,000, that's 24% of take-home pay in Baltimore, MD and 15% in Mobile, AL.
  • On $100,000, estimated state income tax is about $349 a year higher in Mobile, AL than in Baltimore, MD.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −12.6% moving from Baltimore, MD to Mobile, AL ($121,785 → $106,437), while prices change by −15.7%. Net effect of the transfer: +3.7% in real buying power.
BaltimoreMobile
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Baltimore, MD: price level 104.5 (pricier)
  • Mobile, AL: price level 88.1 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Baltimore, MDMobile, AL
Price level (U.S. = 100)2104.588.1
$100,000 is worth, in the other city2$84,315 in Mobile$118,603 in Baltimore
Typical 1-bedroom rent3$1,511/mo$919/mo
Take-home on $100,00014,15,8$74,794$74,445
State income tax on $100,000 (estimate)8$4,386 (MD)$4,735 (AL)
Rent burden on $100,00024%15%
Median pay, all jobs4$59,070$47,000
Federal locality pay area7Washington-Baltimore-Arlington, DC-MD-VA-WV-PARest of U.S.

Rent areas: Baltimore-Columbia-Towson, MD MSA and Mobile, AL MSA. Metro areas: Baltimore-Columbia-Towson, MD and Mobile, AL.

What costs more or less

Baltimore, MDMobile, AL
Price level (U.S. = 100)BaltimoreMobile
Housing (rent)118.260.1
Goods102.496.4
Utilities110.284.2
Other services101.596.7
Overall104.588.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Baltimore, MD → Mobile, AL

Same pay goes further

Buying power +18.6%; rent takes 15% of take-home; state tax +$349/yr.

100 Strong offer

Mobile, AL → Baltimore, MD

Same pay buys less

Buying power −15.7%; rent takes 24% of take-home; state tax −$349/yr.

38 Weak offer

On the GS pay scale?

Baltimore, MD is in the Washington-Baltimore-Arlington, DC-MD-VA-WV-PA pay area; Mobile, AL is in Rest of U.S.. The last column shows what a transfer from Baltimore, MD to Mobile, AL at the same grade and step does to real buying power.

Grade5,2Baltimore, MDMobile, ALReal change, Baltimore → Mobile
GS-9 step 1$70,623$61,722+3.7%
GS-11 step 1$85,447$74,678+3.7%
GS-12 step 1$102,415$89,508+3.7%
GS-13 step 1$121,785$106,437+3.7%
GS-14 step 1$143,913$125,776+3.7%

Pay for common jobs

Median annual pay4Baltimore, MDMobile, ALMobile pay in Baltimore dollars
Elementary School Teachers, Except Special Education$76,400$60,970$72,312 (−5.4%)
Software Developers$138,900$122,540$145,336 (+4.6%)
Accountants and Auditors$85,160$72,130$85,548 (+0.5%)
Registered Nurses$99,550$79,490$94,278 (−5.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.