City comparison

Baltimore, MD vs Columbus, GA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Baltimore, MD are 17.0% higher than in Columbus, GA. Someone earning $100,000 in Columbus, GA would need about $117,000 in Baltimore, MD to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,511 a month in Baltimore, MD versus $939 in Columbus, GA. On $100,000, that's 24% of take-home pay in Baltimore, MD and 15% in Columbus, GA.
  • Estimated state income tax on $100,000 is close: $4,386 a year in MD and $4,567 in GA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −7.6% moving from Baltimore, MD to Columbus, GA ($121,785 → $112,556), while prices change by −14.5%. Net effect of the transfer: +8.1% in real buying power.
BaltimoreColumbus
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Baltimore, MD: price level 104.5 (pricier)
  • Columbus, GA: price level 89.3 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Baltimore, MDColumbus, GA
Price level (U.S. = 100)2104.589.3
$100,000 is worth, in the other city2$85,461 in Columbus$117,012 in Baltimore
Typical 1-bedroom rent3$1,511/mo$939/mo
Take-home on $100,00014,15,8$74,794$74,613
State income tax on $100,000 (estimate)8$4,386 (MD)$4,567 (GA)
Rent burden on $100,00024%15%
Median pay, all jobs4$59,070$43,540
Federal locality pay area7Washington-Baltimore-Arlington, DC-MD-VA-WV-PAAtlanta-Athens-Clarke County-Sandy Springs, GA-AL

Rent areas: Baltimore-Columbia-Towson, MD MSA and Columbus, GA-AL HUD Metro FMR Area. Metro areas: Baltimore-Columbia-Towson, MD and Columbus, GA-AL.

What costs more or less

Baltimore, MDColumbus, GA
Price level (U.S. = 100)BaltimoreColumbus
Housing (rent)118.261.2
Goods102.496.3
Utilities110.289.7
Other services101.598.6
Overall104.589.3
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Baltimore, MD → Columbus, GA

Same pay goes further

Buying power +17.0%; rent takes 15% of take-home; state tax +$181/yr.

100 Strong offer

Columbus, GA → Baltimore, MD

Same pay buys less

Buying power −14.5%; rent takes 24% of take-home; state tax −$181/yr.

38 Weak offer

On the GS pay scale?

Baltimore, MD is in the Washington-Baltimore-Arlington, DC-MD-VA-WV-PA pay area; Columbus, GA is in Atlanta-Athens-Clarke County-Sandy Springs, GA-AL. The last column shows what a transfer from Baltimore, MD to Columbus, GA at the same grade and step does to real buying power.

Grade5,2Baltimore, MDColumbus, GAReal change, Baltimore → Columbus
GS-9 step 1$70,623$65,271+8.1%
GS-11 step 1$85,447$78,972+8.1%
GS-12 step 1$102,415$94,654+8.1%
GS-13 step 1$121,785$112,556+8.1%
GS-14 step 1$143,913$133,007+8.1%

Pay for common jobs

Median annual pay4Baltimore, MDColumbus, GAColumbus pay in Baltimore dollars
Elementary School Teachers, Except Special Education$76,400$61,360$71,799 (−6.0%)
Software Developers$138,900$116,150$135,909 (−2.2%)
Accountants and Auditors$85,160$73,640$86,168 (+1.2%)
Registered Nurses$99,550$82,500$96,535 (−3.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.