City comparison

Bakersfield, CA vs Wilmington, NC

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Bakersfield, CA are 4.6% higher than in Wilmington, NC. Someone earning $100,000 in Wilmington, NC would need about $104,600 in Bakersfield, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,513 a month in Wilmington, NC versus $1,140 in Bakersfield, CA. On $100,000, that's 24% of take-home pay in Wilmington, NC and 18% in Bakersfield, CA.
  • On $100,000, estimated state income tax is about $1,589 a year higher in Bakersfield, CA than in Wilmington, NC.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −14.2% moving from Bakersfield, CA to Wilmington, NC ($124,085 → $106,437), while prices change by −4.4%. Net effect of the transfer: −10.3% in real buying power.
BakersfieldWilmington
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Bakersfield, CA: price level 100.9 (about average)
  • Wilmington, NC: price level 96.4 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Bakersfield, CAWilmington, NC
Price level (U.S. = 100)2100.996.4
$100,000 is worth, in the other city2$95,575 in Wilmington$104,630 in Bakersfield
Typical 1-bedroom rent3$1,140/mo$1,513/mo
Take-home on $100,00014,15,8$74,110$75,699
State income tax on $100,000 (estimate)8$5,070 (CA)$3,481 (NC)
Rent burden on $100,00018%24%
Median pay, all jobs4$47,470$45,800
Federal locality pay area7Los Angeles-Long Beach, CARest of U.S.

Rent areas: Bakersfield-Delano, CA MSA and Wilmington, NC HUD Metro FMR Area. Metro areas: Bakersfield-Delano, CA and Wilmington, NC.

What costs more or less

Bakersfield, CAWilmington, NC
Price level (U.S. = 100)BakersfieldWilmington
Housing (rent)90.393.2
Goods105.296.6
Utilities158.387.9
Other services100.398.2
Overall100.996.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Bakersfield, CA → Wilmington, NC

Same pay goes further

Buying power +4.6%; rent takes 24% of take-home; state tax −$1,589/yr.

83 Strong offer

Wilmington, NC → Bakersfield, CA

Same pay buys less

Buying power −4.4%; rent takes 18% of take-home; state tax +$1,589/yr.

55 Fair offer

On the GS pay scale?

Bakersfield, CA is in the Los Angeles-Long Beach, CA pay area; Wilmington, NC is in Rest of U.S.. The last column shows what a transfer from Bakersfield, CA to Wilmington, NC at the same grade and step does to real buying power.

Grade5,2Bakersfield, CAWilmington, NCReal change, Bakersfield → Wilmington
GS-9 step 1$71,957$61,722−10.3%
GS-11 step 1$87,061$74,678−10.3%
GS-12 step 1$104,349$89,508−10.3%
GS-13 step 1$124,085$106,437−10.3%
GS-14 step 1$146,632$125,776−10.3%

Pay for common jobs

Median annual pay4Bakersfield, CAWilmington, NCWilmington pay in Bakersfield dollars
Elementary School Teachers, Except Special Education$79,900$48,240$50,473 (−36.8%)
Software Developers$130,330$123,730$129,458 (−0.7%)
Accountants and Auditors$79,620$77,920$81,527 (+2.4%)
Registered Nurses$128,810$80,970$84,719 (−34.2%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.