City comparison

Austin, TX vs Sioux Falls, SD

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Austin, TX are 8.2% higher than in Sioux Falls, SD. Someone earning $100,000 in Sioux Falls, SD would need about $108,200 in Austin, TX to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,562 a month in Austin, TX versus $986 in Sioux Falls, SD. On $100,000, that's 24% of take-home pay in Austin, TX and 15% in Sioux Falls, SD.
  • Estimated state income tax on $100,000 is close: $0 a year in TX and $0 in SD.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −2.7% moving from Austin, TX to Sioux Falls, SD ($109,428 → $106,437), while prices change by −7.6%. Net effect of the transfer: +5.2% in real buying power.
AustinSioux Falls
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Austin, TX: price level 98.1 (about average)
  • Sioux Falls, SD: price level 90.6 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Austin, TXSioux Falls, SD
Price level (U.S. = 100)298.190.6
$100,000 is worth, in the other city2$92,418 in Sioux Falls$108,204 in Austin
Typical 1-bedroom rent3$1,562/mo$986/mo
Take-home on $100,00014,15,8$79,180$79,180
State income tax on $100,000 (estimate)8$0 (TX)$0 (SD)
Rent burden on $100,00024%15%
Median pay, all jobs4$56,950$47,970
Federal locality pay area7Austin-Round Rock-Georgetown, TXRest of U.S.

Rent areas: Austin-Round Rock-San Marcos, TX MSA and Sioux Falls, SD HUD Metro FMR Area. Metro areas: Austin-Round Rock-San Marcos, TX and Sioux Falls, SD-MN.

What costs more or less

Austin, TXSioux Falls, SD
Price level (U.S. = 100)AustinSioux Falls
Housing (rent)120.477.6
Goods93.895.5
Utilities82.080.7
Other services96.291.9
Overall98.190.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Austin, TX → Sioux Falls, SD

Same pay goes further

Buying power +8.2%; rent takes 15% of take-home; state tax +$0/yr.

94 Strong offer

Sioux Falls, SD → Austin, TX

Same pay buys less

Buying power −7.6%; rent takes 24% of take-home; state tax +$0/yr.

45 Fair offer

On the GS pay scale?

Austin, TX is in the Austin-Round Rock-Georgetown, TX pay area; Sioux Falls, SD is in Rest of U.S.. The last column shows what a transfer from Austin, TX to Sioux Falls, SD at the same grade and step does to real buying power.

Grade5,2Austin, TXSioux Falls, SDReal change, Austin → Sioux Falls
GS-9 step 1$63,457$61,722+5.2%
GS-11 step 1$76,777$74,678+5.2%
GS-12 step 1$92,023$89,508+5.2%
GS-13 step 1$109,428$106,437+5.2%
GS-14 step 1$129,311$125,776+5.2%

Pay for common jobs

Median annual pay4Austin, TXSioux Falls, SDSioux Falls pay in Austin dollars
Elementary School Teachers, Except Special Education$61,270$50,040$54,145 (−11.6%)
Software Developers$134,120$101,040$109,329 (−18.5%)
Accountants and Auditors$83,120$80,920$87,558 (+5.3%)
Registered Nurses$97,890$75,350$81,531 (−16.7%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.