City comparison
Austin, TX vs McAllen, TX
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Austin, TX are 14.2% higher than in McAllen, TX. Someone earning $100,000 in McAllen, TX would need about $114,200 in Austin, TX to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,562 a month in Austin, TX versus $847 in McAllen, TX. On $100,000, that's 24% of take-home pay in Austin, TX and 13% in McAllen, TX.
- Both are in TX, so estimated state income tax is the same: $0 a year on $100,000.
- For federal employees, locality pay changes a GS-13 step 1 salary by −2.7% moving from Austin, TX to McAllen, TX ($109,428 → $106,437), while prices change by −12.4%. Net effect of the transfer: +11.0% in real buying power.
- Austin, TX: price level 98.1 (about average)
- McAllen, TX: price level 85.9 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Austin, TX | McAllen, TX | |
|---|---|---|
| Price level (U.S. = 100)2 | 98.1 | 85.9 |
| $100,000 is worth, in the other city2 | $87,589 in McAllen | $114,170 in Austin |
| Typical 1-bedroom rent3 | $1,562/mo | $847/mo |
| Take-home on $100,00014,15,8 | $79,180 | $79,180 |
| State income tax on $100,000 (estimate)8 | $0 (TX) | $0 (TX) |
| Rent burden on $100,000 | 24% | 13% |
| Median pay, all jobs4 | $56,950 | $35,830 |
| Federal locality pay area7 | Austin-Round Rock-Georgetown, TX | Rest of U.S. |
Rent areas: Austin-Round Rock-San Marcos, TX MSA and McAllen-Edinburg-Mission, TX MSA. Metro areas: Austin-Round Rock-San Marcos, TX and McAllen-Edinburg-Mission, TX.
What costs more or less
| Price level (U.S. = 100) | Austin | McAllen |
|---|---|---|
| Housing (rent) | 120.4 | 55.9 |
| Goods | 93.8 | 93.8 |
| Utilities | 82.0 | 81.2 |
| Other services | 96.2 | 96.2 |
| Overall | 98.1 | 85.9 |
Moving with the same $100,000 salary
Austin, TX → McAllen, TX
Same pay goes further
Buying power +14.2%; rent takes 13% of take-home; state tax +$0/yr.
100 Strong offer
McAllen, TX → Austin, TX
Same pay buys less
Buying power −12.4%; rent takes 24% of take-home; state tax +$0/yr.
38 Weak offer
On the GS pay scale?
Austin, TX is in the Austin-Round Rock-Georgetown, TX pay area; McAllen, TX is in Rest of U.S.. The last column shows what a transfer from Austin, TX to McAllen, TX at the same grade and step does to real buying power.
| Grade5,2 | Austin, TX | McAllen, TX | Real change, Austin → McAllen |
|---|---|---|---|
| GS-9 step 1 | $63,457 | $61,722 | +11.0% |
| GS-11 step 1 | $76,777 | $74,678 | +11.0% |
| GS-12 step 1 | $92,023 | $89,508 | +11.0% |
| GS-13 step 1 | $109,428 | $106,437 | +11.0% |
| GS-14 step 1 | $129,311 | $125,776 | +11.0% |
Pay for common jobs
| Median annual pay4 | Austin, TX | McAllen, TX | McAllen pay in Austin dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $61,270 | $63,110 | $72,052 (+17.6%) |
| Software Developers | $134,120 | $116,120 | $132,574 (−1.2%) |
| Accountants and Auditors | $83,120 | $64,470 | $73,605 (−11.4%) |
| Registered Nurses | $97,890 | $80,540 | $91,952 (−6.1%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.