City comparison

Austin, TX vs Hartford, CT

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Hartford, CT are 4.8% higher than in Austin, TX. Someone earning $100,000 in Austin, TX would need about $104,800 in Hartford, CT to live the same way.
  • Rent differs too: a typical 1-bedroom costs $1,562 a month in Austin, TX versus $1,477 in Hartford, CT. On $100,000, that's 24% of take-home pay in Austin, TX and 24% in Hartford, CT.
  • On $100,000, estimated state income tax is about $3,925 a year higher in Hartford, CT than in Austin, TX.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +9.7% moving from Austin, TX to Hartford, CT ($109,428 → $120,094), while prices change by +4.8%. Net effect of the transfer: +4.7% in real buying power.
AustinHartford
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Austin, TX: price level 98.1 (about average)
  • Hartford, CT: price level 102.7 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Austin, TXHartford, CT
Price level (U.S. = 100)298.1102.7
$100,000 is worth, in the other city2$104,772 in Hartford$95,445 in Austin
Typical 1-bedroom rent3$1,562/mo$1,477/mo
Take-home on $100,00014,15,8$79,180$75,255
State income tax on $100,000 (estimate)8$0 (TX)$3,925 (CT)
Rent burden on $100,00024%24%
Median pay, all jobs4$56,950$59,940
Federal locality pay area7Austin-Round Rock-Georgetown, TXHartford-East Hartford, CT-MA

Rent areas: Austin-Round Rock-San Marcos, TX MSA and Hartford-West Hartford-East Hartford, CT MSA. Metro areas: Austin-Round Rock-San Marcos, TX and Hartford-West Hartford-East Hartford, CT.

What costs more or less

Austin, TXHartford, CT
Price level (U.S. = 100)AustinHartford
Housing (rent)120.4110.2
Goods93.897.3
Utilities82.0144.9
Other services96.2102.7
Overall98.1102.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Austin, TX → Hartford, CT

Same pay buys less

Buying power −4.6%; rent takes 24% of take-home; state tax +$3,925/yr.

55 Fair offer

Hartford, CT → Austin, TX

Same pay goes further

Buying power +4.8%; rent takes 24% of take-home; state tax −$3,925/yr.

84 Strong offer

On the GS pay scale?

Austin, TX is in the Austin-Round Rock-Georgetown, TX pay area; Hartford, CT is in Hartford-East Hartford, CT-MA. The last column shows what a transfer from Austin, TX to Hartford, CT at the same grade and step does to real buying power.

Grade5,2Austin, TXHartford, CTReal change, Austin → Hartford
GS-9 step 1$63,457$69,642+4.7%
GS-11 step 1$76,777$84,260+4.7%
GS-12 step 1$92,023$100,992+4.7%
GS-13 step 1$109,428$120,094+4.7%
GS-14 step 1$129,311$141,915+4.7%

Pay for common jobs

Median annual pay4Austin, TXHartford, CTHartford pay in Austin dollars
Elementary School Teachers, Except Special Education$61,270$79,800$76,165 (+24.3%)
Software Developers$134,120$132,520$126,484 (−5.7%)
Accountants and Auditors$83,120$95,940$91,570 (+10.2%)
Registered Nurses$97,890$101,470$96,848 (−1.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.