City comparison

Augusta, GA vs Pensacola, FL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Pensacola, FL are 6.3% higher than in Augusta, GA. Someone earning $100,000 in Augusta, GA would need about $106,300 in Pensacola, FL to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,257 a month in Pensacola, FL versus $1,114 in Augusta, GA. On $100,000, that's 19% of take-home pay in Pensacola, FL and 18% in Augusta, GA.
  • On $100,000, estimated state income tax is about $4,567 a year higher in Augusta, GA than in Pensacola, FL.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Augusta, GA to Pensacola, FL changes real buying power by −5.9%, purely from prices.
AugustaPensacola
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Augusta, GA: price level 91.9 (much cheaper)
  • Pensacola, FL: price level 97.7 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Augusta, GAPensacola, FL
Price level (U.S. = 100)291.997.7
$100,000 is worth, in the other city2$106,326 in Pensacola$94,050 in Augusta
Typical 1-bedroom rent3$1,114/mo$1,257/mo
Take-home on $100,00014,15,8$74,613$79,180
State income tax on $100,000 (estimate)8$4,567 (GA)$0 (FL)
Rent burden on $100,00018%19%
Median pay, all jobs4$45,990$46,240
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Augusta-Richmond County, GA-SC HUD Metro FMR Area and Pensacola-Ferry Pass-Brent, FL MSA. Metro areas: Augusta-Richmond County, GA-SC and Pensacola-Ferry Pass-Brent, FL.

What costs more or less

Augusta, GAPensacola, FL
Price level (U.S. = 100)AugustaPensacola
Housing (rent)70.698.8
Goods96.396.2
Utilities89.588.5
Other services98.598.9
Overall91.997.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Augusta, GA → Pensacola, FL

Same pay buys less

Buying power −5.9%; rent takes 19% of take-home; state tax −$4,567/yr.

50 Fair offer

Pensacola, FL → Augusta, GA

Same pay goes further

Buying power +6.3%; rent takes 18% of take-home; state tax +$4,567/yr.

89 Strong offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Augusta, GA to Pensacola, FL at the same grade and step does to real buying power.

Grade5,2Augusta, GAPensacola, FLReal change, Augusta → Pensacola
GS-9 step 1$61,722$61,722−5.9%
GS-11 step 1$74,678$74,678−5.9%
GS-12 step 1$89,508$89,508−5.9%
GS-13 step 1$106,437$106,437−5.9%
GS-14 step 1$125,776$125,776−5.9%

Pay for common jobs

Median annual pay4Augusta, GAPensacola, FLPensacola pay in Augusta dollars
Elementary School Teachers, Except Special Education$63,000$50,360$47,364 (−24.8%)
Software Developers$119,780$108,430$101,979 (−14.9%)
Accountants and Auditors$76,710$76,410$71,864 (−6.3%)
Registered Nurses$87,760$77,890$73,256 (−16.5%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.