City comparison

Atlantic City, NJ vs Salt Lake City, UT

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Salt Lake City, UT are 2.0% higher than in Atlantic City, NJ. Someone earning $100,000 in Atlantic City, NJ would need about $102,000 in Salt Lake City, UT to live the same way.
  • Rent differs too: a typical 1-bedroom costs $1,537 a month in Atlantic City, NJ versus $1,456 in Salt Lake City, UT. On $100,000, that's 25% of take-home pay in Atlantic City, NJ and 23% in Salt Lake City, UT.
  • On $100,000, estimated state income tax is about $646 a year higher in Atlantic City, NJ than in Salt Lake City, UT.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −9.2% moving from Atlantic City, NJ to Salt Lake City, UT ($117,284 → $106,437), while prices change by +2.0%. Net effect of the transfer: −11.1% in real buying power.
Atlantic CitySalt Lake City
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Atlantic City, NJ: price level 98.9 (about average)
  • Salt Lake City, UT: price level 100.9 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Atlantic City, NJSalt Lake City, UT
Price level (U.S. = 100)298.9100.9
$100,000 is worth, in the other city2$102,034 in Salt Lake City$98,006 in Atlantic City
Typical 1-bedroom rent3$1,537/mo$1,456/mo
Take-home on $100,00014,15,8$75,000$75,646
State income tax on $100,000 (estimate)8$4,180 (NJ)$3,534 (UT)
Rent burden on $100,00025%23%
Median pay, all jobs4$47,520$55,240
Federal locality pay area7Philadelphia-Reading-Camden, PA-NJ-DE-MDRest of U.S.

Rent areas: Atlantic City-Hammonton, NJ HUD Metro FMR Area and Salt Lake City, UT HUD Metro FMR Area. Metro areas: Atlantic City-Hammonton, NJ and Salt Lake City-Murray, UT.

What costs more or less

Atlantic City, NJSalt Lake City, UT
Price level (U.S. = 100)Atlantic CitySalt Lake City
Housing (rent)98.7123.3
Goods99.896.4
Utilities109.279.0
Other services97.999.0
Overall98.9100.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Atlantic City, NJ → Salt Lake City, UT

Roughly even

Buying power −2.0%; rent takes 23% of take-home; state tax −$646/yr.

63 Fair offer

Salt Lake City, UT → Atlantic City, NJ

Same pay goes further

Buying power +2.0%; rent takes 25% of take-home; state tax +$646/yr.

75 Strong offer

On the GS pay scale?

Atlantic City, NJ is in the Philadelphia-Reading-Camden, PA-NJ-DE-MD pay area; Salt Lake City, UT is in Rest of U.S.. The last column shows what a transfer from Atlantic City, NJ to Salt Lake City, UT at the same grade and step does to real buying power.

Grade5,2Atlantic City, NJSalt Lake City, UTReal change, Atlantic City → Salt Lake City
GS-9 step 1$68,013$61,722−11.1%
GS-11 step 1$82,289$74,678−11.1%
GS-12 step 1$98,630$89,508−11.1%
GS-13 step 1$117,284$106,437−11.1%
GS-14 step 1$138,595$125,776−11.1%

Pay for common jobs

Median annual pay4Atlantic City, NJSalt Lake City, UTSalt Lake City pay in Atlantic City dollars
Elementary School Teachers, Except Special Education$80,480$77,920$76,367 (−5.1%)
Software Developers$126,670$129,600$127,016 (+0.3%)
Accountants and Auditors$83,040$82,100$80,463 (−3.1%)
Registered Nurses$99,320$85,890$84,178 (−15.2%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.