City comparison
Atlantic City, NJ vs Nashville, TN
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Atlantic City, NJ are 2.6% higher than in Nashville, TN. Someone earning $100,000 in Nashville, TN would need about $102,600 in Atlantic City, NJ to live the same way.
- Typical 1-bedroom rents are close: $1,537 a month in Atlantic City, NJ and $1,578 in Nashville, TN.
- On $100,000, estimated state income tax is about $4,180 a year higher in Atlantic City, NJ than in Nashville, TN.
- For federal employees, locality pay changes a GS-13 step 1 salary by −9.2% moving from Atlantic City, NJ to Nashville, TN ($117,284 → $106,437), while prices change by −2.5%. Net effect of the transfer: −6.9% in real buying power.
- Atlantic City, NJ: price level 98.9 (about average)
- Nashville, TN: price level 96.3 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Atlantic City, NJ | Nashville, TN | |
|---|---|---|
| Price level (U.S. = 100)2 | 98.9 | 96.3 |
| $100,000 is worth, in the other city2 | $97,452 in Nashville | $102,615 in Atlantic City |
| Typical 1-bedroom rent3 | $1,537/mo | $1,578/mo |
| Take-home on $100,00014,15,8 | $75,000 | $79,180 |
| State income tax on $100,000 (estimate)8 | $4,180 (NJ) | $0 (TN) |
| Rent burden on $100,000 | 25% | 24% |
| Median pay, all jobs4 | $47,520 | $50,390 |
| Federal locality pay area7 | Philadelphia-Reading-Camden, PA-NJ-DE-MD | Rest of U.S. |
Rent areas: Atlantic City-Hammonton, NJ HUD Metro FMR Area and Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area. Metro areas: Atlantic City-Hammonton, NJ and Nashville-Davidson--Murfreesboro--Franklin, TN.
What costs more or less
| Price level (U.S. = 100) | Atlantic City | Nashville |
|---|---|---|
| Housing (rent) | 98.7 | 104.6 |
| Goods | 99.8 | 96.2 |
| Utilities | 109.2 | 72.0 |
| Other services | 97.9 | 95.1 |
| Overall | 98.9 | 96.3 |
Moving with the same $100,000 salary
Atlantic City, NJ → Nashville, TN
Same pay goes further
Buying power +2.6%; rent takes 24% of take-home; state tax −$4,180/yr.
77 Strong offer
Nashville, TN → Atlantic City, NJ
Same pay buys less
Buying power −2.5%; rent takes 25% of take-home; state tax +$4,180/yr.
61 Fair offer
On the GS pay scale?
Atlantic City, NJ is in the Philadelphia-Reading-Camden, PA-NJ-DE-MD pay area; Nashville, TN is in Rest of U.S.. The last column shows what a transfer from Atlantic City, NJ to Nashville, TN at the same grade and step does to real buying power.
| Grade5,2 | Atlantic City, NJ | Nashville, TN | Real change, Atlantic City → Nashville |
|---|---|---|---|
| GS-9 step 1 | $68,013 | $61,722 | −6.9% |
| GS-11 step 1 | $82,289 | $74,678 | −6.9% |
| GS-12 step 1 | $98,630 | $89,508 | −6.9% |
| GS-13 step 1 | $117,284 | $106,437 | −6.9% |
| GS-14 step 1 | $138,595 | $125,776 | −6.9% |
Pay for common jobs
| Median annual pay4 | Atlantic City, NJ | Nashville, TN | Nashville pay in Atlantic City dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $80,480 | $61,460 | $63,067 (−21.6%) |
| Software Developers | $126,670 | $126,610 | $129,921 (+2.6%) |
| Accountants and Auditors | $83,040 | $78,080 | $80,122 (−3.5%) |
| Registered Nurses | $99,320 | $84,040 | $86,237 (−13.2%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.