City comparison

Atlanta, GA vs Philadelphia, PA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Philadelphia, PA are 2.5% higher than in Atlanta, GA. Someone earning $100,000 in Atlanta, GA would need about $102,500 in Philadelphia, PA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,660 a month in Atlanta, GA versus $1,520 in Philadelphia, PA. On $100,000, that's 27% of take-home pay in Atlanta, GA and 24% in Philadelphia, PA.
  • On $100,000, estimated state income tax is about $1,497 a year higher in Atlanta, GA than in Philadelphia, PA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +4.2% moving from Atlanta, GA to Philadelphia, PA ($112,556 → $117,284), while prices change by +2.5%. Net effect of the transfer: +1.7% in real buying power.
AtlantaPhiladelphia
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Atlanta, GA: price level 100.1 (about average)
  • Philadelphia, PA: price level 102.6 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Atlanta, GAPhiladelphia, PA
Price level (U.S. = 100)2100.1102.6
$100,000 is worth, in the other city2$102,495 in Philadelphia$97,566 in Atlanta
Typical 1-bedroom rent3$1,660/mo$1,520/mo
Take-home on $100,00014,15,8$74,613$76,110
State income tax on $100,000 (estimate)8$4,567 (GA)$3,070 (PA)
Rent burden on $100,00027%24%
Median pay, all jobs4$51,170$54,310
Federal locality pay area7Atlanta-Athens-Clarke County-Sandy Springs, GA-ALPhiladelphia-Reading-Camden, PA-NJ-DE-MD

Rent areas: Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area and Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. Metro areas: Atlanta-Sandy Springs-Roswell, GA and Philadelphia-Camden-Wilmington, PA-NJ-DE-MD.

What costs more or less

Atlanta, GAPhiladelphia, PA
Price level (U.S. = 100)AtlantaPhiladelphia
Housing (rent)111.0113.1
Goods100.496.8
Utilities96.2114.4
Other services96.7103.1
Overall100.1102.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Atlanta, GA → Philadelphia, PA

Same pay buys less

Buying power −2.4%; rent takes 24% of take-home; state tax −$1,497/yr.

61 Fair offer

Philadelphia, PA → Atlanta, GA

Same pay goes further

Buying power +2.5%; rent takes 27% of take-home; state tax +$1,497/yr.

74 Strong offer

On the GS pay scale?

Atlanta, GA is in the Atlanta-Athens-Clarke County-Sandy Springs, GA-AL pay area; Philadelphia, PA is in Philadelphia-Reading-Camden, PA-NJ-DE-MD. The last column shows what a transfer from Atlanta, GA to Philadelphia, PA at the same grade and step does to real buying power.

Grade5,2Atlanta, GAPhiladelphia, PAReal change, Atlanta → Philadelphia
GS-9 step 1$65,271$68,013+1.7%
GS-11 step 1$78,972$82,289+1.7%
GS-12 step 1$94,654$98,630+1.7%
GS-13 step 1$112,556$117,284+1.7%
GS-14 step 1$133,007$138,595+1.7%

Pay for common jobs

Median annual pay4Atlanta, GAPhiladelphia, PAPhiladelphia pay in Atlanta dollars
Elementary School Teachers, Except Special Education$76,570$78,570$76,658 (+0.1%)
Software Developers$132,960$133,040$129,802 (−2.4%)
Accountants and Auditors$85,820$85,990$83,897 (−2.2%)
Registered Nurses$100,490$101,180$98,717 (−1.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.