City comparison

Atlanta, GA vs Miami, FL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Miami, FL are 14.1% higher than in Atlanta, GA. Someone earning $100,000 in Atlanta, GA would need about $114,100 in Miami, FL to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,995 a month in Miami, FL versus $1,660 in Atlanta, GA. On $100,000, that's 30% of take-home pay in Miami, FL and 27% in Atlanta, GA.
  • On $100,000, estimated state income tax is about $4,567 a year higher in Atlanta, GA than in Miami, FL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +0.7% moving from Atlanta, GA to Miami, FL ($112,556 → $113,356), while prices change by +14.1%. Net effect of the transfer: −11.7% in real buying power.
AtlantaMiami
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Atlanta, GA: price level 100.1 (about average)
  • Miami, FL: price level 114.2 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Atlanta, GAMiami, FL
Price level (U.S. = 100)2100.1114.2
$100,000 is worth, in the other city2$114,089 in Miami$87,651 in Atlanta
Typical 1-bedroom rent3$1,660/mo$1,995/mo
Take-home on $100,00014,15,8$74,613$79,180
State income tax on $100,000 (estimate)8$4,567 (GA)$0 (FL)
Rent burden on $100,00027%30%
Median pay, all jobs4$51,170$48,640
Federal locality pay area7Atlanta-Athens-Clarke County-Sandy Springs, GA-ALMiami-Port St. Lucie-Fort Lauderdale, FL

Rent areas: Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area and Miami-Miami Beach-Kendall, FL HUD Metro FMR Area. Metro areas: Atlanta-Sandy Springs-Roswell, GA and Miami-Fort Lauderdale-West Palm Beach, FL.

What costs more or less

Atlanta, GAMiami, FL
Price level (U.S. = 100)AtlantaMiami
Housing (rent)111.0155.6
Goods100.4103.6
Utilities96.297.2
Other services96.7109.1
Overall100.1114.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Atlanta, GA → Miami, FL

Same pay buys less

Buying power −12.3%; rent takes 30% of take-home; state tax −$4,567/yr.

30 Weak offer

Miami, FL → Atlanta, GA

Same pay goes further

Buying power +14.1%; rent takes 27% of take-home; state tax +$4,567/yr.

97 Strong offer

On the GS pay scale?

Atlanta, GA is in the Atlanta-Athens-Clarke County-Sandy Springs, GA-AL pay area; Miami, FL is in Miami-Port St. Lucie-Fort Lauderdale, FL. The last column shows what a transfer from Atlanta, GA to Miami, FL at the same grade and step does to real buying power.

Grade5,2Atlanta, GAMiami, FLReal change, Atlanta → Miami
GS-9 step 1$65,271$65,735−11.7%
GS-11 step 1$78,972$79,533−11.7%
GS-12 step 1$94,654$95,326−11.7%
GS-13 step 1$112,556$113,356−11.7%
GS-14 step 1$133,007$133,953−11.7%

Pay for common jobs

Median annual pay4Atlanta, GAMiami, FLMiami pay in Atlanta dollars
Elementary School Teachers, Except Special Education$76,570$58,300$51,101 (−33.3%)
Software Developers$132,960$132,650$116,269 (−12.6%)
Accountants and Auditors$85,820$80,920$70,927 (−17.4%)
Registered Nurses$100,490$91,380$80,095 (−20.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.