City comparison

Atlanta, GA vs Jacksonville, FL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Overall prices in Atlanta, GA (100.1) and Jacksonville, FL (99.5, U.S. average = 100) are within 1% of each other, so $100,000 in Atlanta, GA goes as far as $99,400 in Jacksonville, FL.
  • Rent is the bigger story: a typical 1-bedroom costs $1,660 a month in Atlanta, GA versus $1,382 in Jacksonville, FL. On $100,000, that's 27% of take-home pay in Atlanta, GA and 21% in Jacksonville, FL.
  • On $100,000, estimated state income tax is about $4,567 a year higher in Atlanta, GA than in Jacksonville, FL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −5.4% moving from Atlanta, GA to Jacksonville, FL ($112,556 → $106,437), while prices change by −0.6%. Net effect of the transfer: −4.9% in real buying power.
AtlantaJacksonville
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Atlanta, GA: price level 100.1 (about average)
  • Jacksonville, FL: price level 99.5 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Atlanta, GAJacksonville, FL
Price level (U.S. = 100)2100.199.5
$100,000 is worth, in the other city2$99,426 in Jacksonville$100,577 in Atlanta
Typical 1-bedroom rent3$1,660/mo$1,382/mo
Take-home on $100,00014,15,8$74,613$79,180
State income tax on $100,000 (estimate)8$4,567 (GA)$0 (FL)
Rent burden on $100,00027%21%
Median pay, all jobs4$51,170$48,830
Federal locality pay area7Atlanta-Athens-Clarke County-Sandy Springs, GA-ALRest of U.S.

Rent areas: Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area and Jacksonville, FL HUD Metro FMR Area. Metro areas: Atlanta-Sandy Springs-Roswell, GA and Jacksonville, FL.

What costs more or less

Atlanta, GAJacksonville, FL
Price level (U.S. = 100)AtlantaJacksonville
Housing (rent)111.0109.8
Goods100.496.2
Utilities96.287.5
Other services96.798.9
Overall100.199.5
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Atlanta, GA → Jacksonville, FL

Roughly even

Buying power +0.6%; rent takes 21% of take-home; state tax −$4,567/yr.

71 Strong offer

Jacksonville, FL → Atlanta, GA

Roughly even

Buying power −0.6%; rent takes 27% of take-home; state tax +$4,567/yr.

64 Fair offer

On the GS pay scale?

Atlanta, GA is in the Atlanta-Athens-Clarke County-Sandy Springs, GA-AL pay area; Jacksonville, FL is in Rest of U.S.. The last column shows what a transfer from Atlanta, GA to Jacksonville, FL at the same grade and step does to real buying power.

Grade5,2Atlanta, GAJacksonville, FLReal change, Atlanta → Jacksonville
GS-9 step 1$65,271$61,722−4.9%
GS-11 step 1$78,972$74,678−4.9%
GS-12 step 1$94,654$89,508−4.9%
GS-13 step 1$112,556$106,437−4.9%
GS-14 step 1$133,007$125,776−4.9%

Pay for common jobs

Median annual pay4Atlanta, GAJacksonville, FLJacksonville pay in Atlanta dollars
Elementary School Teachers, Except Special Education$76,570$61,080$61,432 (−19.8%)
Software Developers$132,960$130,330$131,082 (−1.4%)
Accountants and Auditors$85,820$79,960$80,421 (−6.3%)
Registered Nurses$100,490$83,520$84,002 (−16.4%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.