City comparison

Atlanta, GA vs Baltimore, MD

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Baltimore, MD are 4.4% higher than in Atlanta, GA. Someone earning $100,000 in Atlanta, GA would need about $104,400 in Baltimore, MD to live the same way.
  • Rent differs too: a typical 1-bedroom costs $1,660 a month in Atlanta, GA versus $1,511 in Baltimore, MD. On $100,000, that's 27% of take-home pay in Atlanta, GA and 24% in Baltimore, MD.
  • Estimated state income tax on $100,000 is close: $4,567 a year in GA and $4,386 in MD.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +8.2% moving from Atlanta, GA to Baltimore, MD ($112,556 → $121,785), while prices change by +4.4%. Net effect of the transfer: +3.6% in real buying power.
AtlantaBaltimore
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Atlanta, GA: price level 100.1 (about average)
  • Baltimore, MD: price level 104.5 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Atlanta, GABaltimore, MD
Price level (U.S. = 100)2100.1104.5
$100,000 is worth, in the other city2$104,426 in Baltimore$95,761 in Atlanta
Typical 1-bedroom rent3$1,660/mo$1,511/mo
Take-home on $100,00014,15,8$74,613$74,794
State income tax on $100,000 (estimate)8$4,567 (GA)$4,386 (MD)
Rent burden on $100,00027%24%
Median pay, all jobs4$51,170$59,070
Federal locality pay area7Atlanta-Athens-Clarke County-Sandy Springs, GA-ALWashington-Baltimore-Arlington, DC-MD-VA-WV-PA

Rent areas: Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area and Baltimore-Columbia-Towson, MD MSA. Metro areas: Atlanta-Sandy Springs-Roswell, GA and Baltimore-Columbia-Towson, MD.

What costs more or less

Atlanta, GABaltimore, MD
Price level (U.S. = 100)AtlantaBaltimore
Housing (rent)111.0118.2
Goods100.4102.4
Utilities96.2110.2
Other services96.7101.5
Overall100.1104.5
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Atlanta, GA → Baltimore, MD

Same pay buys less

Buying power −4.2%; rent takes 24% of take-home; state tax −$181/yr.

56 Fair offer

Baltimore, MD → Atlanta, GA

Same pay goes further

Buying power +4.4%; rent takes 27% of take-home; state tax +$181/yr.

80 Strong offer

On the GS pay scale?

Atlanta, GA is in the Atlanta-Athens-Clarke County-Sandy Springs, GA-AL pay area; Baltimore, MD is in Washington-Baltimore-Arlington, DC-MD-VA-WV-PA. The last column shows what a transfer from Atlanta, GA to Baltimore, MD at the same grade and step does to real buying power.

Grade5,2Atlanta, GABaltimore, MDReal change, Atlanta → Baltimore
GS-9 step 1$65,271$70,623+3.6%
GS-11 step 1$78,972$85,447+3.6%
GS-12 step 1$94,654$102,415+3.6%
GS-13 step 1$112,556$121,785+3.6%
GS-14 step 1$133,007$143,913+3.6%

Pay for common jobs

Median annual pay4Atlanta, GABaltimore, MDBaltimore pay in Atlanta dollars
Elementary School Teachers, Except Special Education$76,570$76,400$73,162 (−4.5%)
Software Developers$132,960$138,900$133,012 (+0.0%)
Accountants and Auditors$85,820$85,160$81,550 (−5.0%)
Registered Nurses$100,490$99,550$95,330 (−5.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.