City comparison
Ann Arbor, MI vs Naples, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Naples, FL are 2.3% higher than in Ann Arbor, MI. Someone earning $100,000 in Ann Arbor, MI would need about $102,300 in Naples, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,797 a month in Naples, FL versus $1,387 in Ann Arbor, MI. On $100,000, that's 27% of take-home pay in Naples, FL and 22% in Ann Arbor, MI.
- On $100,000, estimated state income tax is about $3,999 a year higher in Ann Arbor, MI than in Naples, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by −9.3% moving from Ann Arbor, MI to Naples, FL ($117,402 → $106,437), while prices change by +2.3%. Net effect of the transfer: −11.4% in real buying power.
- Ann Arbor, MI: price level 100.9 (about average)
- Naples, FL: price level 103.2 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Ann Arbor, MI | Naples, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 100.9 | 103.2 |
| $100,000 is worth, in the other city2 | $102,300 in Naples | $97,752 in Ann Arbor |
| Typical 1-bedroom rent3 | $1,387/mo | $1,797/mo |
| Take-home on $100,00014,15,8 | $75,181 | $79,180 |
| State income tax on $100,000 (estimate)8 | $3,999 (MI) | $0 (FL) |
| Rent burden on $100,000 | 22% | 27% |
| Median pay, all jobs4 | $55,380 | $47,800 |
| Federal locality pay area7 | Detroit-Warren-Ann Arbor, MI | Rest of U.S. |
Rent areas: Ann Arbor, MI MSA and Naples-Marco Island, FL MSA. Metro areas: Ann Arbor, MI and Naples-Marco Island, FL.
What costs more or less
| Price level (U.S. = 100) | Ann Arbor | Naples |
|---|---|---|
| Housing (rent) | 125.3 | 129.4 |
| Goods | 93.7 | 96.2 |
| Utilities | 98.2 | 87.8 |
| Other services | 99.6 | 98.9 |
| Overall | 100.9 | 103.2 |
Moving with the same $100,000 salary
Ann Arbor, MI → Naples, FL
Same pay buys less
Buying power −2.2%; rent takes 27% of take-home; state tax −$3,999/yr.
58 Fair offer
Naples, FL → Ann Arbor, MI
Same pay goes further
Buying power +2.3%; rent takes 22% of take-home; state tax +$3,999/yr.
76 Strong offer
On the GS pay scale?
Ann Arbor, MI is in the Detroit-Warren-Ann Arbor, MI pay area; Naples, FL is in Rest of U.S.. The last column shows what a transfer from Ann Arbor, MI to Naples, FL at the same grade and step does to real buying power.
| Grade5,2 | Ann Arbor, MI | Naples, FL | Real change, Ann Arbor → Naples |
|---|---|---|---|
| GS-9 step 1 | $68,081 | $61,722 | −11.4% |
| GS-11 step 1 | $82,372 | $74,678 | −11.4% |
| GS-12 step 1 | $98,729 | $89,508 | −11.4% |
| GS-13 step 1 | $117,402 | $106,437 | −11.4% |
| GS-14 step 1 | $138,734 | $125,776 | −11.4% |
Pay for common jobs
| Median annual pay4 | Ann Arbor, MI | Naples, FL | Naples pay in Ann Arbor dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $64,060 | $60,470 | $59,111 (−7.7%) |
| Software Developers | $126,830 | $130,730 | $127,791 (+0.8%) |
| Accountants and Auditors | $80,040 | $84,570 | $82,669 (+3.3%) |
| Registered Nurses | $103,450 | $93,330 | $91,232 (−11.8%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.