City comparison

Ann Arbor, MI vs Mobile, AL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Ann Arbor, MI are 14.5% higher than in Mobile, AL. Someone earning $100,000 in Mobile, AL would need about $114,500 in Ann Arbor, MI to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,387 a month in Ann Arbor, MI versus $919 in Mobile, AL. On $100,000, that's 22% of take-home pay in Ann Arbor, MI and 15% in Mobile, AL.
  • On $100,000, estimated state income tax is about $736 a year higher in Mobile, AL than in Ann Arbor, MI.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −9.3% moving from Ann Arbor, MI to Mobile, AL ($117,402 → $106,437), while prices change by −12.7%. Net effect of the transfer: +3.8% in real buying power.
Ann ArborMobile
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Ann Arbor, MI: price level 100.9 (about average)
  • Mobile, AL: price level 88.1 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Ann Arbor, MIMobile, AL
Price level (U.S. = 100)2100.988.1
$100,000 is worth, in the other city2$87,330 in Mobile$114,509 in Ann Arbor
Typical 1-bedroom rent3$1,387/mo$919/mo
Take-home on $100,00014,15,8$75,181$74,445
State income tax on $100,000 (estimate)8$3,999 (MI)$4,735 (AL)
Rent burden on $100,00022%15%
Median pay, all jobs4$55,380$47,000
Federal locality pay area7Detroit-Warren-Ann Arbor, MIRest of U.S.

Rent areas: Ann Arbor, MI MSA and Mobile, AL MSA. Metro areas: Ann Arbor, MI and Mobile, AL.

What costs more or less

Ann Arbor, MIMobile, AL
Price level (U.S. = 100)Ann ArborMobile
Housing (rent)125.360.1
Goods93.796.4
Utilities98.284.2
Other services99.696.7
Overall100.988.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Ann Arbor, MI → Mobile, AL

Same pay goes further

Buying power +14.5%; rent takes 15% of take-home; state tax +$736/yr.

100 Strong offer

Mobile, AL → Ann Arbor, MI

Same pay buys less

Buying power −12.7%; rent takes 22% of take-home; state tax −$736/yr.

38 Weak offer

On the GS pay scale?

Ann Arbor, MI is in the Detroit-Warren-Ann Arbor, MI pay area; Mobile, AL is in Rest of U.S.. The last column shows what a transfer from Ann Arbor, MI to Mobile, AL at the same grade and step does to real buying power.

Grade5,2Ann Arbor, MIMobile, ALReal change, Ann Arbor → Mobile
GS-9 step 1$68,081$61,722+3.8%
GS-11 step 1$82,372$74,678+3.8%
GS-12 step 1$98,729$89,508+3.8%
GS-13 step 1$117,402$106,437+3.8%
GS-14 step 1$138,734$125,776+3.8%

Pay for common jobs

Median annual pay4Ann Arbor, MIMobile, ALMobile pay in Ann Arbor dollars
Elementary School Teachers, Except Special Education$64,060$60,970$69,816 (+9.0%)
Software Developers$126,830$122,540$140,319 (+10.6%)
Accountants and Auditors$80,040$72,130$82,595 (+3.2%)
Registered Nurses$103,450$79,490$91,023 (−12.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.