City comparison

Ann Arbor, MI vs Knoxville, TN

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Ann Arbor, MI are 9.0% higher than in Knoxville, TN. Someone earning $100,000 in Knoxville, TN would need about $109,000 in Ann Arbor, MI to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,387 a month in Ann Arbor, MI versus $1,184 in Knoxville, TN. On $100,000, that's 22% of take-home pay in Ann Arbor, MI and 18% in Knoxville, TN.
  • On $100,000, estimated state income tax is about $3,999 a year higher in Ann Arbor, MI than in Knoxville, TN.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −9.3% moving from Ann Arbor, MI to Knoxville, TN ($117,402 → $106,437), while prices change by −8.2%. Net effect of the transfer: −1.2% in real buying power.
Ann ArborKnoxville
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Ann Arbor, MI: price level 100.9 (about average)
  • Knoxville, TN: price level 92.6 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Ann Arbor, MIKnoxville, TN
Price level (U.S. = 100)2100.992.6
$100,000 is worth, in the other city2$91,761 in Knoxville$108,978 in Ann Arbor
Typical 1-bedroom rent3$1,387/mo$1,184/mo
Take-home on $100,00014,15,8$75,181$79,180
State income tax on $100,000 (estimate)8$3,999 (MI)$0 (TN)
Rent burden on $100,00022%18%
Median pay, all jobs4$55,380$47,080
Federal locality pay area7Detroit-Warren-Ann Arbor, MIRest of U.S.

Rent areas: Ann Arbor, MI MSA and Knoxville, TN HUD Metro FMR Area. Metro areas: Ann Arbor, MI and Knoxville, TN.

What costs more or less

Ann Arbor, MIKnoxville, TN
Price level (U.S. = 100)Ann ArborKnoxville
Housing (rent)125.382.8
Goods93.796.2
Utilities98.271.9
Other services99.695.1
Overall100.992.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Ann Arbor, MI → Knoxville, TN

Same pay goes further

Buying power +9.0%; rent takes 18% of take-home; state tax −$3,999/yr.

97 Strong offer

Knoxville, TN → Ann Arbor, MI

Same pay buys less

Buying power −8.2%; rent takes 22% of take-home; state tax +$3,999/yr.

43 Weak offer

On the GS pay scale?

Ann Arbor, MI is in the Detroit-Warren-Ann Arbor, MI pay area; Knoxville, TN is in Rest of U.S.. The last column shows what a transfer from Ann Arbor, MI to Knoxville, TN at the same grade and step does to real buying power.

Grade5,2Ann Arbor, MIKnoxville, TNReal change, Ann Arbor → Knoxville
GS-9 step 1$68,081$61,722−1.2%
GS-11 step 1$82,372$74,678−1.2%
GS-12 step 1$98,729$89,508−1.2%
GS-13 step 1$117,402$106,437−1.2%
GS-14 step 1$138,734$125,776−1.2%

Pay for common jobs

Median annual pay4Ann Arbor, MIKnoxville, TNKnoxville pay in Ann Arbor dollars
Elementary School Teachers, Except Special Education$64,060$61,980$67,545 (+5.4%)
Software Developers$126,830$121,750$132,681 (+4.6%)
Accountants and Auditors$80,040$75,380$82,148 (+2.6%)
Registered Nurses$103,450$77,240$84,175 (−18.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.