City comparison

Ann Arbor, MI vs Austin, TX

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Ann Arbor, MI are 2.9% higher than in Austin, TX. Someone earning $100,000 in Austin, TX would need about $102,900 in Ann Arbor, MI to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,562 a month in Austin, TX versus $1,387 in Ann Arbor, MI. On $100,000, that's 24% of take-home pay in Austin, TX and 22% in Ann Arbor, MI.
  • On $100,000, estimated state income tax is about $3,999 a year higher in Ann Arbor, MI than in Austin, TX.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −6.8% moving from Ann Arbor, MI to Austin, TX ($117,402 → $109,428), while prices change by −2.8%. Net effect of the transfer: −4.1% in real buying power.
Ann ArborAustin
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Ann Arbor, MI: price level 100.9 (about average)
  • Austin, TX: price level 98.1 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Ann Arbor, MIAustin, TX
Price level (U.S. = 100)2100.998.1
$100,000 is worth, in the other city2$97,211 in Austin$102,869 in Ann Arbor
Typical 1-bedroom rent3$1,387/mo$1,562/mo
Take-home on $100,00014,15,8$75,181$79,180
State income tax on $100,000 (estimate)8$3,999 (MI)$0 (TX)
Rent burden on $100,00022%24%
Median pay, all jobs4$55,380$56,950
Federal locality pay area7Detroit-Warren-Ann Arbor, MIAustin-Round Rock-Georgetown, TX

Rent areas: Ann Arbor, MI MSA and Austin-Round Rock-San Marcos, TX MSA. Metro areas: Ann Arbor, MI and Austin-Round Rock-San Marcos, TX.

What costs more or less

Ann Arbor, MIAustin, TX
Price level (U.S. = 100)Ann ArborAustin
Housing (rent)125.3120.4
Goods93.793.8
Utilities98.282.0
Other services99.696.2
Overall100.998.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Ann Arbor, MI → Austin, TX

Same pay goes further

Buying power +2.9%; rent takes 24% of take-home; state tax −$3,999/yr.

78 Strong offer

Austin, TX → Ann Arbor, MI

Same pay buys less

Buying power −2.8%; rent takes 22% of take-home; state tax +$3,999/yr.

60 Fair offer

On the GS pay scale?

Ann Arbor, MI is in the Detroit-Warren-Ann Arbor, MI pay area; Austin, TX is in Austin-Round Rock-Georgetown, TX. The last column shows what a transfer from Ann Arbor, MI to Austin, TX at the same grade and step does to real buying power.

Grade5,2Ann Arbor, MIAustin, TXReal change, Ann Arbor → Austin
GS-9 step 1$68,081$63,457−4.1%
GS-11 step 1$82,372$76,777−4.1%
GS-12 step 1$98,729$92,023−4.1%
GS-13 step 1$117,402$109,428−4.1%
GS-14 step 1$138,734$129,311−4.1%

Pay for common jobs

Median annual pay4Ann Arbor, MIAustin, TXAustin pay in Ann Arbor dollars
Elementary School Teachers, Except Special Education$64,060$61,270$63,028 (−1.6%)
Software Developers$126,830$134,120$137,969 (+8.8%)
Accountants and Auditors$80,040$83,120$85,505 (+6.8%)
Registered Nurses$103,450$97,890$100,699 (−2.7%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.