City comparison

Allentown, PA vs Springfield, MO

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Allentown, PA are 12.8% higher than in Springfield, MO. Someone earning $100,000 in Springfield, MO would need about $112,800 in Allentown, PA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,341 a month in Allentown, PA versus $883 in Springfield, MO. On $100,000, that's 21% of take-home pay in Allentown, PA and 14% in Springfield, MO.
  • On $100,000, estimated state income tax is about $693 a year higher in Springfield, MO than in Allentown, PA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −15.1% moving from Allentown, PA to Springfield, MO ($125,431 → $106,437), while prices change by −11.4%. Net effect of the transfer: −4.2% in real buying power.
AllentownSpringfield
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Allentown, PA: price level 100.0 (about average)
  • Springfield, MO: price level 88.6 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Allentown, PASpringfield, MO
Price level (U.S. = 100)2100.088.6
$100,000 is worth, in the other city2$88,613 in Springfield$112,850 in Allentown
Typical 1-bedroom rent3$1,341/mo$883/mo
Take-home on $100,00014,15,8$76,110$75,417
State income tax on $100,000 (estimate)8$3,070 (PA)$3,763 (MO)
Rent burden on $100,00021%14%
Median pay, all jobs4$48,990$45,780
Federal locality pay area7New York-Newark, NY-NJ-CT-PARest of U.S.

Rent areas: Allentown-Bethlehem-Easton, PA HUD Metro FMR Area and Springfield, MO HUD Metro FMR Area. Metro areas: Allentown-Bethlehem-Easton, PA-NJ and Springfield, MO.

What costs more or less

Allentown, PASpringfield, MO
Price level (U.S. = 100)AllentownSpringfield
Housing (rent)105.565.6
Goods100.694.2
Utilities107.685.8
Other services97.893.0
Overall100.088.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Allentown, PA → Springfield, MO

Same pay goes further

Buying power +12.8%; rent takes 14% of take-home; state tax +$693/yr.

100 Strong offer

Springfield, MO → Allentown, PA

Same pay buys less

Buying power −11.4%; rent takes 21% of take-home; state tax −$693/yr.

38 Weak offer

On the GS pay scale?

Allentown, PA is in the New York-Newark, NY-NJ-CT-PA pay area; Springfield, MO is in Rest of U.S.. The last column shows what a transfer from Allentown, PA to Springfield, MO at the same grade and step does to real buying power.

Grade5,2Allentown, PASpringfield, MOReal change, Allentown → Springfield
GS-9 step 1$72,737$61,722−4.2%
GS-11 step 1$88,005$74,678−4.2%
GS-12 step 1$105,481$89,508−4.2%
GS-13 step 1$125,431$106,437−4.2%
GS-14 step 1$148,222$125,776−4.2%

Pay for common jobs

Median annual pay4Allentown, PASpringfield, MOSpringfield pay in Allentown dollars
Elementary School Teachers, Except Special Education$79,040$49,380$55,725 (−29.5%)
Software Developers$122,930$102,350$115,502 (−6.0%)
Accountants and Auditors$78,430$73,020$82,403 (+5.1%)
Registered Nurses$101,440$79,370$89,569 (−11.7%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.