City comparison

Albuquerque, NM vs Stockton, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Stockton, CA are 10.0% higher than in Albuquerque, NM. Someone earning $100,000 in Albuquerque, NM would need about $110,000 in Stockton, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,395 a month in Stockton, CA versus $1,185 in Albuquerque, NM. On $100,000, that's 23% of take-home pay in Stockton, CA and 19% in Albuquerque, NM.
  • On $100,000, estimated state income tax is about $1,501 a year higher in Stockton, CA than in Albuquerque, NM.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +23.7% moving from Albuquerque, NM to Stockton, CA ($107,592 → $133,060), while prices change by +10.0%. Net effect of the transfer: +12.4% in real buying power.
AlbuquerqueStockton
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Albuquerque, NM: price level 95.5 (cheaper)
  • Stockton, CA: price level 105.1 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Albuquerque, NMStockton, CA
Price level (U.S. = 100)295.5105.1
$100,000 is worth, in the other city2$109,988 in Stockton$90,919 in Albuquerque
Typical 1-bedroom rent3$1,185/mo$1,395/mo
Take-home on $100,00014,15,8$75,611$74,110
State income tax on $100,000 (estimate)8$3,569 (NM)$5,070 (CA)
Rent burden on $100,00019%23%
Median pay, all jobs4$48,060$48,990
Federal locality pay area7Albuquerque-Santa Fe-Las Vegas, NMSan Jose-San Francisco-Oakland, CA

Rent areas: Albuquerque, NM MSA and Stockton-Lodi, CA MSA. Metro areas: Albuquerque, NM and Stockton-Lodi, CA.

What costs more or less

Albuquerque, NMStockton, CA
Price level (U.S. = 100)AlbuquerqueStockton
Housing (rent)89.2115.6
Goods96.1105.2
Utilities77.9158.2
Other services98.5100.3
Overall95.5105.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Albuquerque, NM → Stockton, CA

Same pay buys less

Buying power −9.1%; rent takes 23% of take-home; state tax +$1,501/yr.

40 Weak offer

Stockton, CA → Albuquerque, NM

Same pay goes further

Buying power +10.0%; rent takes 19% of take-home; state tax −$1,501/yr.

100 Strong offer

On the GS pay scale?

Albuquerque, NM is in the Albuquerque-Santa Fe-Las Vegas, NM pay area; Stockton, CA is in San Jose-San Francisco-Oakland, CA. The last column shows what a transfer from Albuquerque, NM to Stockton, CA at the same grade and step does to real buying power.

Grade5,2Albuquerque, NMStockton, CAReal change, Albuquerque → Stockton
GS-9 step 1$62,392$77,161+12.4%
GS-11 step 1$75,489$93,358+12.4%
GS-12 step 1$90,479$111,896+12.4%
GS-13 step 1$107,592$133,060+12.4%
GS-14 step 1$127,141$157,236+12.4%

Pay for common jobs

Median annual pay4Albuquerque, NMStockton, CAStockton pay in Albuquerque dollars
Elementary School Teachers, Except Special Education$75,520$97,400$88,555 (+17.3%)
Software Developers$123,700$138,550$125,968 (+1.8%)
Accountants and Auditors$79,880$83,570$75,981 (−4.9%)
Registered Nurses$96,040$134,580$122,359 (+27.4%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.