City comparison
Albuquerque, NM vs Montgomery, AL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Albuquerque, NM are 6.5% higher than in Montgomery, AL. Someone earning $100,000 in Montgomery, AL would need about $106,500 in Albuquerque, NM to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,185 a month in Albuquerque, NM versus $870 in Montgomery, AL. On $100,000, that's 19% of take-home pay in Albuquerque, NM and 14% in Montgomery, AL.
- On $100,000, estimated state income tax is about $1,166 a year higher in Montgomery, AL than in Albuquerque, NM.
- For federal employees, locality pay changes a GS-13 step 1 salary by −1.1% moving from Albuquerque, NM to Montgomery, AL ($107,592 → $106,437), while prices change by −6.1%. Net effect of the transfer: +5.4% in real buying power.
- Albuquerque, NM: price level 95.5 (cheaper)
- Montgomery, AL: price level 89.7 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Albuquerque, NM | Montgomery, AL | |
|---|---|---|
| Price level (U.S. = 100)2 | 95.5 | 89.7 |
| $100,000 is worth, in the other city2 | $93,863 in Montgomery | $106,539 in Albuquerque |
| Typical 1-bedroom rent3 | $1,185/mo | $870/mo |
| Take-home on $100,00014,15,8 | $75,611 | $74,445 |
| State income tax on $100,000 (estimate)8 | $3,569 (NM) | $4,735 (AL) |
| Rent burden on $100,000 | 19% | 14% |
| Median pay, all jobs4 | $48,060 | $44,950 |
| Federal locality pay area7 | Albuquerque-Santa Fe-Las Vegas, NM | Rest of U.S. |
Rent areas: Albuquerque, NM MSA and Montgomery, AL MSA. Metro areas: Albuquerque, NM and Montgomery, AL.
What costs more or less
| Price level (U.S. = 100) | Albuquerque | Montgomery |
|---|---|---|
| Housing (rent) | 89.2 | 64.3 |
| Goods | 96.1 | 96.4 |
| Utilities | 77.9 | 84.9 |
| Other services | 98.5 | 96.7 |
| Overall | 95.5 | 89.7 |
Moving with the same $100,000 salary
Albuquerque, NM → Montgomery, AL
Same pay goes further
Buying power +6.5%; rent takes 14% of take-home; state tax +$1,166/yr.
89 Strong offer
Montgomery, AL → Albuquerque, NM
Same pay buys less
Buying power −6.1%; rent takes 19% of take-home; state tax −$1,166/yr.
50 Fair offer
On the GS pay scale?
Albuquerque, NM is in the Albuquerque-Santa Fe-Las Vegas, NM pay area; Montgomery, AL is in Rest of U.S.. The last column shows what a transfer from Albuquerque, NM to Montgomery, AL at the same grade and step does to real buying power.
| Grade5,2 | Albuquerque, NM | Montgomery, AL | Real change, Albuquerque → Montgomery |
|---|---|---|---|
| GS-9 step 1 | $62,392 | $61,722 | +5.4% |
| GS-11 step 1 | $75,489 | $74,678 | +5.4% |
| GS-12 step 1 | $90,479 | $89,508 | +5.4% |
| GS-13 step 1 | $107,592 | $106,437 | +5.4% |
| GS-14 step 1 | $127,141 | $125,776 | +5.4% |
Pay for common jobs
| Median annual pay4 | Albuquerque, NM | Montgomery, AL | Montgomery pay in Albuquerque dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $75,520 | $59,610 | $63,508 (−15.9%) |
| Software Developers | $123,700 | $110,620 | $117,853 (−4.7%) |
| Accountants and Auditors | $79,880 | $75,040 | $79,947 (+0.1%) |
| Registered Nurses | $96,040 | $79,570 | $84,773 (−11.7%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.