City comparison

Albuquerque, NM vs Killeen, TX

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Albuquerque, NM are 4.8% higher than in Killeen, TX. Someone earning $100,000 in Killeen, TX would need about $104,800 in Albuquerque, NM to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,185 a month in Albuquerque, NM versus $990 in Killeen, TX. On $100,000, that's 19% of take-home pay in Albuquerque, NM and 15% in Killeen, TX.
  • On $100,000, estimated state income tax is about $3,569 a year higher in Albuquerque, NM than in Killeen, TX.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −1.1% moving from Albuquerque, NM to Killeen, TX ($107,592 → $106,437), while prices change by −4.6%. Net effect of the transfer: +3.7% in real buying power.
AlbuquerqueKilleen
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Albuquerque, NM: price level 95.5 (cheaper)
  • Killeen, TX: price level 91.1 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Albuquerque, NMKilleen, TX
Price level (U.S. = 100)295.591.1
$100,000 is worth, in the other city2$95,380 in Killeen$104,844 in Albuquerque
Typical 1-bedroom rent3$1,185/mo$990/mo
Take-home on $100,00014,15,8$75,611$79,180
State income tax on $100,000 (estimate)8$3,569 (NM)$0 (TX)
Rent burden on $100,00019%15%
Median pay, all jobs4$48,060$46,660
Federal locality pay area7Albuquerque-Santa Fe-Las Vegas, NMRest of U.S.

Rent areas: Albuquerque, NM MSA and Killeen-Temple, TX HUD Metro FMR Area. Metro areas: Albuquerque, NM and Killeen-Temple, TX.

What costs more or less

Albuquerque, NMKilleen, TX
Price level (U.S. = 100)AlbuquerqueKilleen
Housing (rent)89.277.9
Goods96.193.8
Utilities77.981.2
Other services98.596.2
Overall95.591.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Albuquerque, NM → Killeen, TX

Same pay goes further

Buying power +4.8%; rent takes 15% of take-home; state tax −$3,569/yr.

84 Strong offer

Killeen, TX → Albuquerque, NM

Same pay buys less

Buying power −4.6%; rent takes 19% of take-home; state tax +$3,569/yr.

54 Fair offer

On the GS pay scale?

Albuquerque, NM is in the Albuquerque-Santa Fe-Las Vegas, NM pay area; Killeen, TX is in Rest of U.S.. The last column shows what a transfer from Albuquerque, NM to Killeen, TX at the same grade and step does to real buying power.

Grade5,2Albuquerque, NMKilleen, TXReal change, Albuquerque → Killeen
GS-9 step 1$62,392$61,722+3.7%
GS-11 step 1$75,489$74,678+3.7%
GS-12 step 1$90,479$89,508+3.7%
GS-13 step 1$107,592$106,437+3.7%
GS-14 step 1$127,141$125,776+3.7%

Pay for common jobs

Median annual pay4Albuquerque, NMKilleen, TXKilleen pay in Albuquerque dollars
Elementary School Teachers, Except Special Education$75,520$63,120$66,177 (−12.4%)
Software Developers$123,700$123,320$129,293 (+4.5%)
Accountants and Auditors$79,880$73,270$76,819 (−3.8%)
Registered Nurses$96,040$93,440$97,966 (+2.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.