City comparison

Albuquerque, NM vs Buffalo, NY

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Overall prices in Albuquerque, NM (95.5) and Buffalo, NY (95.8, U.S. average = 100) are within 1% of each other, so $100,000 in Albuquerque, NM goes as far as $100,300 in Buffalo, NY.
  • Typical 1-bedroom rents are close: $1,185 a month in Albuquerque, NM and $1,139 in Buffalo, NY.
  • On $100,000, estimated state income tax is about $1,291 a year higher in Buffalo, NY than in Albuquerque, NM.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +3.4% moving from Albuquerque, NM to Buffalo, NY ($107,592 → $111,301), while prices change by +0.3%. Net effect of the transfer: +3.1% in real buying power.
AlbuquerqueBuffalo
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Albuquerque, NM: price level 95.5 (cheaper)
  • Buffalo, NY: price level 95.8 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Albuquerque, NMBuffalo, NY
Price level (U.S. = 100)295.595.8
$100,000 is worth, in the other city2$100,312 in Buffalo$99,689 in Albuquerque
Typical 1-bedroom rent3$1,185/mo$1,139/mo
Take-home on $100,00014,15,8$75,611$74,320
State income tax on $100,000 (estimate)8$3,569 (NM)$4,860 (NY)
Rent burden on $100,00019%18%
Median pay, all jobs4$48,060$50,790
Federal locality pay area7Albuquerque-Santa Fe-Las Vegas, NMBuffalo-Cheektowaga-Olean, NY

Rent areas: Albuquerque, NM MSA and Buffalo-Cheektowaga, NY MSA. Metro areas: Albuquerque, NM and Buffalo-Cheektowaga, NY.

What costs more or less

Albuquerque, NMBuffalo, NY
Price level (U.S. = 100)AlbuquerqueBuffalo
Housing (rent)89.281.0
Goods96.199.7
Utilities77.9129.5
Other services98.597.8
Overall95.595.8
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Albuquerque, NM → Buffalo, NY

Roughly even

Buying power −0.3%; rent takes 18% of take-home; state tax +$1,291/yr.

68 Fair offer

Buffalo, NY → Albuquerque, NM

Roughly even

Buying power +0.3%; rent takes 19% of take-home; state tax −$1,291/yr.

70 Fair offer

On the GS pay scale?

Albuquerque, NM is in the Albuquerque-Santa Fe-Las Vegas, NM pay area; Buffalo, NY is in Buffalo-Cheektowaga-Olean, NY. The last column shows what a transfer from Albuquerque, NM to Buffalo, NY at the same grade and step does to real buying power.

Grade5,2Albuquerque, NMBuffalo, NYReal change, Albuquerque → Buffalo
GS-9 step 1$62,392$64,543+3.1%
GS-11 step 1$75,489$78,091+3.1%
GS-12 step 1$90,479$93,598+3.1%
GS-13 step 1$107,592$111,301+3.1%
GS-14 step 1$127,141$131,525+3.1%

Pay for common jobs

Median annual pay4Albuquerque, NMBuffalo, NYBuffalo pay in Albuquerque dollars
Elementary School Teachers, Except Special Education$75,520$76,490$76,252 (+1.0%)
Software Developers$123,700$127,850$127,452 (+3.0%)
Accountants and Auditors$79,880$82,120$81,865 (+2.5%)
Registered Nurses$96,040$99,060$98,752 (+2.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.