City comparison

Albuquerque, NM vs Ann Arbor, MI

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Ann Arbor, MI are 5.6% higher than in Albuquerque, NM. Someone earning $100,000 in Albuquerque, NM would need about $105,600 in Ann Arbor, MI to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,387 a month in Ann Arbor, MI versus $1,185 in Albuquerque, NM. On $100,000, that's 22% of take-home pay in Ann Arbor, MI and 19% in Albuquerque, NM.
  • On $100,000, estimated state income tax is about $430 a year higher in Ann Arbor, MI than in Albuquerque, NM.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +9.1% moving from Albuquerque, NM to Ann Arbor, MI ($107,592 → $117,402), while prices change by +5.6%. Net effect of the transfer: +3.3% in real buying power.
AlbuquerqueAnn Arbor
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Albuquerque, NM: price level 95.5 (cheaper)
  • Ann Arbor, MI: price level 100.9 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Albuquerque, NMAnn Arbor, MI
Price level (U.S. = 100)295.5100.9
$100,000 is worth, in the other city2$105,583 in Ann Arbor$94,713 in Albuquerque
Typical 1-bedroom rent3$1,185/mo$1,387/mo
Take-home on $100,00014,15,8$75,611$75,181
State income tax on $100,000 (estimate)8$3,569 (NM)$3,999 (MI)
Rent burden on $100,00019%22%
Median pay, all jobs4$48,060$55,380
Federal locality pay area7Albuquerque-Santa Fe-Las Vegas, NMDetroit-Warren-Ann Arbor, MI

Rent areas: Albuquerque, NM MSA and Ann Arbor, MI MSA. Metro areas: Albuquerque, NM and Ann Arbor, MI.

What costs more or less

Albuquerque, NMAnn Arbor, MI
Price level (U.S. = 100)AlbuquerqueAnn Arbor
Housing (rent)89.2125.3
Goods96.193.7
Utilities77.998.2
Other services98.599.6
Overall95.5100.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Albuquerque, NM → Ann Arbor, MI

Same pay buys less

Buying power −5.3%; rent takes 22% of take-home; state tax +$430/yr.

52 Fair offer

Ann Arbor, MI → Albuquerque, NM

Same pay goes further

Buying power +5.6%; rent takes 19% of take-home; state tax −$430/yr.

86 Strong offer

On the GS pay scale?

Albuquerque, NM is in the Albuquerque-Santa Fe-Las Vegas, NM pay area; Ann Arbor, MI is in Detroit-Warren-Ann Arbor, MI. The last column shows what a transfer from Albuquerque, NM to Ann Arbor, MI at the same grade and step does to real buying power.

Grade5,2Albuquerque, NMAnn Arbor, MIReal change, Albuquerque → Ann Arbor
GS-9 step 1$62,392$68,081+3.3%
GS-11 step 1$75,489$82,372+3.3%
GS-12 step 1$90,479$98,729+3.3%
GS-13 step 1$107,592$117,402+3.3%
GS-14 step 1$127,141$138,734+3.3%

Pay for common jobs

Median annual pay4Albuquerque, NMAnn Arbor, MIAnn Arbor pay in Albuquerque dollars
Elementary School Teachers, Except Special Education$75,520$64,060$60,673 (−19.7%)
Software Developers$123,700$126,830$120,124 (−2.9%)
Accountants and Auditors$79,880$80,040$75,808 (−5.1%)
Registered Nurses$96,040$103,450$97,980 (+2.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.