City comparison
Albany, NY vs Visalia, CA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Overall prices in Albany, NY (99.6) and Visalia, CA (99.8, U.S. average = 100) are within 1% of each other, so $100,000 in Albany, NY goes as far as $100,300 in Visalia, CA.
- Rent is the bigger story: a typical 1-bedroom costs $1,417 a month in Albany, NY versus $1,123 in Visalia, CA. On $100,000, that's 23% of take-home pay in Albany, NY and 18% in Visalia, CA.
- Estimated state income tax on $100,000 is close: $4,860 a year in NY and $5,070 in CA.
- For federal employees, locality pay changes a GS-13 step 1 salary by −2.6% moving from Albany, NY to Visalia, CA ($109,810 → $106,973), while prices change by +0.3%. Net effect of the transfer: −2.8% in real buying power.
- Albany, NY: price level 99.6 (about average)
- Visalia, CA: price level 99.8 (about average)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Albany, NY | Visalia, CA | |
|---|---|---|
| Price level (U.S. = 100)2 | 99.6 | 99.8 |
| $100,000 is worth, in the other city2 | $100,260 in Visalia | $99,741 in Albany |
| Typical 1-bedroom rent3 | $1,417/mo | $1,123/mo |
| Take-home on $100,00014,15,8 | $74,320 | $74,110 |
| State income tax on $100,000 (estimate)8 | $4,860 (NY) | $5,070 (CA) |
| Rent burden on $100,000 | 23% | 18% |
| Median pay, all jobs4 | $58,460 | $45,130 |
| Federal locality pay area7 | Albany-Schenectady, NY-MA | Fresno-Madera-Hanford, CA |
Rent areas: Albany-Schenectady-Troy, NY MSA and Visalia, CA MSA. Metro areas: Albany-Schenectady-Troy, NY and Visalia, CA.
What costs more or less
| Price level (U.S. = 100) | Albany | Visalia |
|---|---|---|
| Housing (rent) | 102.6 | 84.1 |
| Goods | 99.7 | 105.2 |
| Utilities | 134.0 | 156.4 |
| Other services | 97.8 | 100.3 |
| Overall | 99.6 | 99.8 |
Moving with the same $100,000 salary
Albany, NY → Visalia, CA
Roughly even
Buying power −0.3%; rent takes 18% of take-home; state tax +$211/yr.
68 Fair offer
Visalia, CA → Albany, NY
Roughly even
Buying power +0.3%; rent takes 23% of take-home; state tax −$211/yr.
70 Fair offer
On the GS pay scale?
Albany, NY is in the Albany-Schenectady, NY-MA pay area; Visalia, CA is in Fresno-Madera-Hanford, CA. The last column shows what a transfer from Albany, NY to Visalia, CA at the same grade and step does to real buying power.
| Grade5,2 | Albany, NY | Visalia, CA | Real change, Albany → Visalia |
|---|---|---|---|
| GS-9 step 1 | $63,678 | $62,033 | −2.8% |
| GS-11 step 1 | $77,045 | $75,055 | −2.8% |
| GS-12 step 1 | $92,344 | $89,959 | −2.8% |
| GS-13 step 1 | $109,810 | $106,973 | −2.8% |
| GS-14 step 1 | $129,763 | $126,410 | −2.8% |
Pay for common jobs
| Median annual pay4 | Albany, NY | Visalia, CA | Visalia pay in Albany dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $79,240 | $98,430 | $98,175 (+23.9%) |
| Software Developers | $127,910 | $126,170 | $125,843 (−1.6%) |
| Accountants and Auditors | $84,660 | $79,400 | $79,194 (−6.5%) |
| Registered Nurses | $99,970 | $125,180 | $124,855 (+24.9%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.