City comparison

Albany, NY vs Reno, NV

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Reno, NV are 1.5% higher than in Albany, NY. Someone earning $100,000 in Albany, NY would need about $101,500 in Reno, NV to live the same way.
  • Rent differs too: a typical 1-bedroom costs $1,489 a month in Reno, NV versus $1,417 in Albany, NY. On $100,000, that's 23% of take-home pay in Reno, NV and 23% in Albany, NY.
  • On $100,000, estimated state income tax is about $4,860 a year higher in Albany, NY than in Reno, NV.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −2.7% moving from Albany, NY to Reno, NV ($109,810 → $106,855), while prices change by +1.5%. Net effect of the transfer: −4.1% in real buying power.
AlbanyReno
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Albany, NY: price level 99.6 (about average)
  • Reno, NV: price level 101.0 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Albany, NYReno, NV
Price level (U.S. = 100)299.6101.0
$100,000 is worth, in the other city2$101,454 in Reno$98,567 in Albany
Typical 1-bedroom rent3$1,417/mo$1,489/mo
Take-home on $100,00014,15,8$74,320$79,180
State income tax on $100,000 (estimate)8$4,860 (NY)$0 (NV)
Rent burden on $100,00023%23%
Median pay, all jobs4$58,460$49,660
Federal locality pay area7Albany-Schenectady, NY-MAReno-Fernley, NV

Rent areas: Albany-Schenectady-Troy, NY MSA and Reno, NV HUD Metro FMR Area. Metro areas: Albany-Schenectady-Troy, NY and Reno, NV.

What costs more or less

Albany, NYReno, NV
Price level (U.S. = 100)AlbanyReno
Housing (rent)102.6123.5
Goods99.796.3
Utilities134.089.3
Other services97.898.7
Overall99.6101.0
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Albany, NY → Reno, NV

Roughly even

Buying power −1.4%; rent takes 23% of take-home; state tax −$4,860/yr.

64 Fair offer

Reno, NV → Albany, NY

Roughly even

Buying power +1.5%; rent takes 23% of take-home; state tax +$4,860/yr.

73 Strong offer

On the GS pay scale?

Albany, NY is in the Albany-Schenectady, NY-MA pay area; Reno, NV is in Reno-Fernley, NV. The last column shows what a transfer from Albany, NY to Reno, NV at the same grade and step does to real buying power.

Grade5,2Albany, NYReno, NVReal change, Albany → Reno
GS-9 step 1$63,678$61,965−4.1%
GS-11 step 1$77,045$74,972−4.1%
GS-12 step 1$92,344$89,859−4.1%
GS-13 step 1$109,810$106,855−4.1%
GS-14 step 1$129,763$126,271−4.1%

Pay for common jobs

Median annual pay4Albany, NYReno, NVReno pay in Albany dollars
Elementary School Teachers, Except Special Education$79,240$62,430$61,535 (−22.3%)
Software Developers$127,910$125,710$123,908 (−3.1%)
Accountants and Auditors$84,660$82,370$81,189 (−4.1%)
Registered Nurses$99,970$107,520$105,979 (+6.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.