City comparison

Albany, NY vs Port St. Lucie, FL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Overall prices in Albany, NY (99.6) and Port St. Lucie, FL (100.2, U.S. average = 100) are within 1% of each other, so $100,000 in Albany, NY goes as far as $100,700 in Port St. Lucie, FL.
  • Typical 1-bedroom rents are close: $1,417 a month in Albany, NY and $1,467 in Port St. Lucie, FL.
  • On $100,000, estimated state income tax is about $4,860 a year higher in Albany, NY than in Port St. Lucie, FL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +3.2% moving from Albany, NY to Port St. Lucie, FL ($109,810 → $113,356), while prices change by +0.7%. Net effect of the transfer: +2.5% in real buying power.
AlbanyPort St. Lucie
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Albany, NY: price level 99.6 (about average)
  • Port St. Lucie, FL: price level 100.2 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Albany, NYPort St. Lucie, FL
Price level (U.S. = 100)299.6100.2
$100,000 is worth, in the other city2$100,665 in Port St. Lucie$99,340 in Albany
Typical 1-bedroom rent3$1,417/mo$1,467/mo
Take-home on $100,00014,15,8$74,320$79,180
State income tax on $100,000 (estimate)8$4,860 (NY)$0 (FL)
Rent burden on $100,00023%22%
Median pay, all jobs4$58,460$46,490
Federal locality pay area7Albany-Schenectady, NY-MAMiami-Port St. Lucie-Fort Lauderdale, FL

Rent areas: Albany-Schenectady-Troy, NY MSA and Port St. Lucie, FL MSA. Metro areas: Albany-Schenectady-Troy, NY and Port St. Lucie, FL.

What costs more or less

Albany, NYPort St. Lucie, FL
Price level (U.S. = 100)AlbanyPort St. Lucie
Housing (rent)102.6113.6
Goods99.796.2
Utilities134.087.0
Other services97.898.9
Overall99.6100.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Albany, NY → Port St. Lucie, FL

Roughly even

Buying power −0.7%; rent takes 22% of take-home; state tax −$4,860/yr.

67 Fair offer

Port St. Lucie, FL → Albany, NY

Roughly even

Buying power +0.7%; rent takes 23% of take-home; state tax +$4,860/yr.

71 Strong offer

On the GS pay scale?

Albany, NY is in the Albany-Schenectady, NY-MA pay area; Port St. Lucie, FL is in Miami-Port St. Lucie-Fort Lauderdale, FL. The last column shows what a transfer from Albany, NY to Port St. Lucie, FL at the same grade and step does to real buying power.

Grade5,2Albany, NYPort St. Lucie, FLReal change, Albany → Port St. Lucie
GS-9 step 1$63,678$65,735+2.5%
GS-11 step 1$77,045$79,533+2.5%
GS-12 step 1$92,344$95,326+2.5%
GS-13 step 1$109,810$113,356+2.5%
GS-14 step 1$129,763$133,953+2.5%

Pay for common jobs

Median annual pay4Albany, NYPort St. Lucie, FLPort St. Lucie pay in Albany dollars
Elementary School Teachers, Except Special Education$79,240$53,610$53,256 (−32.8%)
Software Developers$127,910$128,510$127,661 (−0.2%)
Accountants and Auditors$84,660$79,430$78,905 (−6.8%)
Registered Nurses$99,970$82,090$81,548 (−18.4%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.