City comparison
Albany, NY vs Kiryas Joel, NY
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Kiryas Joel, NY are 9.9% higher than in Albany, NY. Someone earning $100,000 in Albany, NY would need about $109,900 in Kiryas Joel, NY to live the same way.
- Rent differs too: a typical 1-bedroom costs $1,549 a month in Kiryas Joel, NY versus $1,417 in Albany, NY. On $100,000, that's 25% of take-home pay in Kiryas Joel, NY and 23% in Albany, NY.
- Both are in NY, so estimated state income tax is the same: $4,860 a year on $100,000.
- For federal employees, locality pay changes a GS-13 step 1 salary by +14.2% moving from Albany, NY to Kiryas Joel, NY ($109,810 → $125,431), while prices change by +9.9%. Net effect of the transfer: +3.9% in real buying power.
- Albany, NY: price level 99.6 (about average)
- Kiryas Joel, NY: price level 109.4 (much pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Albany, NY | Kiryas Joel, NY | |
|---|---|---|
| Price level (U.S. = 100)2 | 99.6 | 109.4 |
| $100,000 is worth, in the other city2 | $109,899 in Kiryas Joel | $90,993 in Albany |
| Typical 1-bedroom rent3 | $1,417/mo | $1,549/mo |
| Take-home on $100,00014,15,8 | $74,320 | $74,320 |
| State income tax on $100,000 (estimate)8 | $4,860 (NY) | $4,860 (NY) |
| Rent burden on $100,000 | 23% | 25% |
| Median pay, all jobs4 | $58,460 | $50,990 |
| Federal locality pay area7 | Albany-Schenectady, NY-MA | New York-Newark, NY-NJ-CT-PA |
Rent areas: Albany-Schenectady-Troy, NY MSA and Kiryas Joel-Poughkeepsie-Newburgh, NY MSA. Metro areas: Albany-Schenectady-Troy, NY and Kiryas Joel-Poughkeepsie-Newburgh, NY.
What costs more or less
| Price level (U.S. = 100) | Albany | Kiryas Joel |
|---|---|---|
| Housing (rent) | 102.6 | 115.8 |
| Goods | 99.7 | 110.3 |
| Utilities | 134.0 | 136.8 |
| Other services | 97.8 | 106.5 |
| Overall | 99.6 | 109.4 |
Moving with the same $100,000 salary
Albany, NY → Kiryas Joel, NY
Same pay buys less
Buying power −9.0%; rent takes 25% of take-home; state tax +$0/yr.
41 Weak offer
Kiryas Joel, NY → Albany, NY
Same pay goes further
Buying power +9.9%; rent takes 23% of take-home; state tax +$0/yr.
100 Strong offer
On the GS pay scale?
Albany, NY is in the Albany-Schenectady, NY-MA pay area; Kiryas Joel, NY is in New York-Newark, NY-NJ-CT-PA. The last column shows what a transfer from Albany, NY to Kiryas Joel, NY at the same grade and step does to real buying power.
| Grade5,2 | Albany, NY | Kiryas Joel, NY | Real change, Albany → Kiryas Joel |
|---|---|---|---|
| GS-9 step 1 | $63,678 | $72,737 | +3.9% |
| GS-11 step 1 | $77,045 | $88,005 | +3.9% |
| GS-12 step 1 | $92,344 | $105,481 | +3.9% |
| GS-13 step 1 | $109,810 | $125,431 | +3.9% |
| GS-14 step 1 | $129,763 | $148,222 | +3.9% |
Pay for common jobs
| Median annual pay4 | Albany, NY | Kiryas Joel, NY | Kiryas Joel pay in Albany dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $79,240 | $81,770 | $74,405 (−6.1%) |
| Software Developers | $127,910 | $145,830 | $132,695 (+3.7%) |
| Accountants and Auditors | $84,660 | $88,900 | $80,892 (−4.5%) |
| Registered Nurses | $99,970 | $102,890 | $93,622 (−6.3%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.